ICICI BANK LTD

ICICI BANK LTD is a diversified financial services group providing a broad spectrum of banking and financial services to corporate and retail customers. The company offers banking products and services, alongside life and general insurance, asset management, securities broking, and private equity products and services through its specialized subsidiaries. At year-end fiscal 2025, ICICI BANK LTD reported consolidated total assets of Rs. 26,422.4 billion. Its consolidated capital and reserves and surplus, including outstanding employee stock options, stood at Rs. 3,139.1 billion, and consolidated net profit (after minority interest) for fiscal 2025 was Rs. 510.3 billion. The primary business focuses on commercial banking operations for both retail and corporate clients. Retail commercial banking includes retail lending, deposit taking, and other fee-based products and services. For large corporations, middle market companies, and small and medium enterprises, ICICI BANK LTD provides various commercial banking products and services, such as loan products, fee and commission-based products and services, deposit products, and foreign exchange and derivatives products. The company also offers agricultural and rural banking products. Revenue is generated from interest and fee income from these commercial banking operations. Products and services are delivered through multiple channels, including bank branches, ATMs, call centers, the internet, and mobile phones. As of year-end fiscal 2025, the company operated a network of 6,983 branches and 16,285 ATMs and cash recycler machines in India. Overseas offices support the India business by serving Non-Resident Indians (NRI) and India-linked businesses.