ICICI Bank Limited

ICICI Bank Limited is a diversified financial services group offering a wide range of banking and financial services to corporate and retail customers through a variety of delivery channels. Apart from banking products and services, it offers life and general insurance, asset management, securities brokerage, and private equity products and services through its specialized subsidiaries. Its consolidated total assets at year-end fiscal 2026 were Rs. 29,145.0 billion. Its consolidated capital and reserves and surplus including employees stock options outstanding at year-end fiscal 2026 were Rs. 3,630.6 billion, and its consolidated net profit (after minority interest) for fiscal 2026 was Rs. 542.1 billion. The primary business consists of commercial banking operations for retail and corporate customers. Commercial banking operations for retail customers consist of retail lending, deposit taking, and other fee-based products and services. The company provides a range of commercial banking products and services, including loan products, fee and commission-based products and services, deposit products and foreign exchange and derivatives products to large corporations, middle market companies and small and medium enterprises. It also offers agricultural and rural banking products, and earns interest and fee income from its commercial banking operations. Products and services are delivered through bank branches, ATMs, call centers, internet and mobile phones. It had a network of 7,511 branches and 12,087 ATMs and cash recycler machines in India at year-end fiscal 2026. At year-end fiscal 2026, it had banking subsidiaries in the United Kingdom and Canada, and branches in the United States (New York), Dubai International Finance Centre, Bahrain, Hong Kong, Singapore, China, an Offshore Banking Unit in Mumbai and an IFSC Banking Unit in Gandhinagar. In May 2026, the Bank received the no-objection letter from the Reserve Bank of India to close the Offshore Banking Unit located in the Santacruz Electronic Exports Promotion Zone, Mumbai. At year-end fiscal 2026, it had representative offices in the United Arab Emirates (Dubai, Abu Dhabi and Sharjah), the United States (Texas, California, Illinois and New Jersey), Nepal, Bangladesh, Sri Lanka, Malaysia and Indonesia. Its subsidiary in the United Kingdom has a branch in Germany.