ICICI Bank Delivers 6.2% Profit Growth in FY2026, Asset Quality Holds Steady
IBN sits 19% above its 52-week low of $25.082.
Summary
ICICI Bank's FY2026 annual report shows net profit up 6.2% to Rs. 542.1 billion, net interest income rising 9.1%, and stable asset quality. The bank maintains its focus on granular growth and digital transformation.
Key Events · Earnings and Guidance · IBN
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Net Profit Rises 6.2%
Driven by higher net interest income and other income, consolidated net profit after minority interest climbed to Rs. 542.1 billion in FY2026 from Rs. 510.3 billion in FY2025.
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Net Interest Income Growth
Net interest income expanded 9.1% to Rs. 1,061.9 billion, reflecting a 9.2% increase in average interest-earning assets, while the net interest margin held steady at 4.41%.
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Asset Quality Stable
Gross non-performing loans improved to 1.41% of gross loans from 1.69% a year ago, with a provision coverage ratio of 74.0%. The net non-performing loans ratio stood at 0.4%.
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Capital Adequacy Strong
The consolidated common equity Tier 1 ratio strengthened to 16.3% and the total capital adequacy ratio to 17.1%, comfortably exceeding regulatory requirements.
Analysis · IBN · Finance
The annual report for fiscal 2026 reveals a 6.2% rise in net profit to Rs. 542.1 billion, fueled by a 9.1% increase in net interest income and an 8.1% gain in other income. Asset quality remained stable, with gross non-performing loans improving to 1.41% from 1.69%. The filing also underscores the bank's strategic emphasis on granular growth, digital transformation, and risk management, confirming its robust financial position and resilience amid a challenging macroeconomic backdrop.
How filings like this one have moved
In the 30 days to Sep 10, 2026, 30.1% of the 2014 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.11%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, IBN was trading at $29.80 on NYSE in the Finance sector, with a market capitalization of approximately $107.3B. The 52-week trading range was $25.08 to $34.57. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.