ICICI Bank Reports Strong Q4 & FY2026 Earnings with 8.5% Profit Growth, Improved Asset Quality, and ₹12 Dividend Recommendation
IBN sits 16% above its 52-week low of $25.082.
Summary
ICICI Bank reported strong Q4 and FY2026 results with significant profit growth, improved asset quality, and a recommended dividend of ₹12 per share, reflecting a healthy financial position.
Key Events · Earnings and Guidance · IBN
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Strong Profit Growth
Standalone net profit for Q4-2026 increased by 8.5% year-over-year to ₹13,702 crore ($1.44 billion), and consolidated net profit grew by 9.3% to ₹14,755 crore ($1.56 billion). For the full fiscal year 2026, standalone and consolidated net profits both increased by 6.2%.
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Improved Asset Quality
The gross non-performing asset (NPA) ratio improved to 1.40% at March 31, 2026, from 1.67% a year ago, while the net NPA ratio improved to 0.33% from 0.39%. Provisions (excluding tax) significantly decreased to ₹96 crore ($10 million) in Q4-2026 from ₹891 crore ($94 million) in Q4-2025.
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Robust Loan and Deposit Growth
Total advances grew by 15.8% year-over-year to ₹15,53,893 crore ($163.84 billion), and total deposits increased by 11.4% year-over-year to ₹17,94,625 crore ($189.23 billion).
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Dividend Recommendation
The Board of Directors recommended a dividend of ₹12 per equity share for the fiscal year 2026, subject to shareholder approval.
Analysis · IBN · Finance
ICICI Bank delivered robust financial performance for Q4 and the full fiscal year 2026, marked by significant profit growth and improved asset quality. Standalone net profit for Q4-2026 increased by 8.5% year-over-year to ₹13,702 crore ($1.44 billion), while consolidated net profit rose by 9.3% to ₹14,755 crore ($1.56 billion). The bank demonstrated strong operational efficiency with a notable reduction in provisions and healthy growth in both advances and deposits. The recommendation of a ₹12 per share dividend signals confidence in future performance and a commitment to shareholder returns. The renewal of fund-raising limits is a routine authorization for a bank of this size, providing flexibility for future capital needs without indicating an immediate issuance.
How filings like this one have moved
In the 30 days to Sep 13, 2026, 35.3% of the 1324 measured filings Wiseek scored 8 moved their stock by 5% or more by the next session's close. The median move was -0.36%. These are measured outcomes after filings of this importance, not a forecast for this one.
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At the time of this filing, IBN was trading at $29.02 on NYSE in the Finance sector, with a market capitalization of approximately $104.3B. The 52-week trading range was $25.08 to $34.57. This filing was assessed with positive market sentiment and an importance score of 8 out of 10.