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Usio, Inc.

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Usio, Inc.

USIO·NASDAQ·Finance·CIK 0001088034

Usio is a cloud-based financial technology payment processor that offers technology for payment acceptance and funds disbursement within a single, integrated system. The company provides payment acceptance through various methods, including payment facilitation, prepaid card, and electronic billing products and services to businesses, merchants, and consumers. Since 1998, Usio has operated merchant services business lines, which now include Automated Clearing House (ACH) and complementary services, credit card processing, and prepaid cards. These services target various market verticals within the payments industry across the United States. The company launched with its Electronic Bill Presentment and Payment (EBPP) product, entering the electronic funds transfer space via the ACH network. Usio developed ancillary products such as PINless debit in 2016, and Remotely Created Checks (RCC), account validation, and account inquiry in 2019. In 2017, the credit card payment offering expanded with the development of Payment Facilitation (PayFac), which integrates payment options into a single platform. Through its Prepaid Debit Card platform, Usio offers various prepaid card products, including reloadable, incentive, promotional, and corporate card programs. The company also provides printing and mailing services for physical and virtual document creation and distribution, including traditional paper checks.

Usio, Inc. (NASDAQ:USIO) is a publicly traded company in the Finance sector. Wiseek monitors USIO SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Usio Amends Bylaws with Anti-Takeover Provisions; Reports Annual Meeting Results
  • Usio Reports Record Q1 Revenue, Returns to Profitability, and Beats Consensus Estimates
  • Usio, Inc. Returns to Profitability in Q1 2026 with 16% Revenue Growth
  • Usio Reports Shift to Net Loss in 2025, Declining EBITDA Amidst Mixed Revenue Performance
  • Usio, Inc. Reports Record 2025 Payment Volumes, Projects Strong Double-Digit Revenue Growth in 2026

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$85.39M
Net Income
-$2.51M
Diluted EPS
-$0.09
Op. Cash Flow
$1.51M
Free Cash Flow
$1.08M
Gross Profit
$19.69M
Operating Income
-$2.36M
Cash & Equivalents
$7.43M
Total Debt
$1.36M
Debt / Equity
0.08×
Net Margin
-2.9%
Shares Outstanding
27.73M sh
Source: 10-K · filed 2026-03-18 · accession 0001437749-26-008833
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$1.81
52-week range · as of 2026-06-10 $1.03 – $2.02
Market cap
$49.95M
Volume
191.3K (1.7× avg)
3-mo avg 111.8K
Live data · 2026-06-14 03:52 UTC · Market closed

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feed USIO - Latest Insights

USIO
Jun 10, 2026, 4:28 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1.65
Real-time Price: $1.81 info
Change: +$0.160 (+10%) info
Market Cap: $49.949M info
USIO
May 13, 2026, 4:02 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $1.31
Real-time Price: $1.81 info
Change: +$0.500 (+38%) info
Market Cap: $49.949M info
USIO
May 13, 2026, 4:02 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $1.40
Real-time Price: $1.81 info
Change: +$0.410 (+29%) info
Market Cap: $49.949M info
USIO
Mar 18, 2026, 4:00 PM EDT
Filing Type: 10-K
Importance Score:
7
Price at Filing: $1.21
Real-time Price: $1.81 info
Change: +$0.600 (+50%) info
Market Cap: $49.949M info
USIO
Jan 27, 2026, 4:00 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1.37
Real-time Price: $1.81 info
Change: +$0.440 (+32%) info
Market Cap: $49.949M info
USIO
Jan 09, 2026, 6:02 PM EST
Filing Type: 144
Importance Score:
7
Price at Filing: $1.38
Real-time Price: $1.81 info
Change: +$0.430 (+31%) info
Market Cap: $49.949M info
USIO
Jan 09, 2026, 6:02 PM EST
Filing Type: 144
Importance Score:
7
Price at Filing: $1.38
Real-time Price: $1.81 info
Change: +$0.430 (+31%) info
Market Cap: $49.949M info