Usio Q2 Revenue Up 19%, Raises FY26 Guidance to 14-16% Growth
USIO has more than doubled off its 52-week low of $1.03 on elevated volume (3.7× avg).
Summary
Usio reported Q2 2026 revenue of $23.7M (up 19% YoY), net income of $0.3M, and Adjusted EBITDA of $1.1M (up 128%). The company raised FY26 revenue guidance to 14-16% growth.
Key Events · Earnings and Guidance · USIO
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Q2 Revenue Up 19%
Revenue reached $23.7 million, up 19% year-over-year, with credit card revenues up 28% and ACH revenues up 21%.
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Profitability Inflection
Net income was $0.3 million ($0.01/share) versus a net loss of $0.4 million a year ago. Adjusted EBITDA more than doubled to $1.1 million.
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FY26 Guidance Raised
Full-year revenue growth guidance increased to 14-16% from 10-12%, reflecting strong first-half performance and new business opportunities.
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Share Repurchases
The company repurchased 281,000 shares for approximately $371,000 during the first half of 2026.
Analysis · USIO · Finance
Usio delivered a strong second quarter, beating consensus on revenue, EPS, and Adjusted EBITDA. Revenue grew 19% to $23.7 million, driven by 28% growth in credit card revenues and 21% growth in ACH. The company swung to a net profit of $0.3 million from a loss a year ago, and Adjusted EBITDA more than doubled to $1.1 million. Management raised full-year revenue guidance to 14-16% growth, up from 10-12%, reflecting confidence in new business opportunities. The company also repurchased 281,000 shares for $371,000 during the first half, signaling capital allocation discipline. With $6.4 million in cash and positive operating income, Usio is demonstrating improving profitability and liquidity.
At the time of this filing, USIO was trading at $2.38 on NASDAQ in the Finance sector, with a market capitalization of approximately $65.7M. The 52-week trading range was $1.03 to $2.62. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.