RBB Bancorp

RBB Bancorp is a bank holding company that primarily operates through its wholly-owned banking subsidiaries, Royal Business Bank ("Bank") and RBB Asset Management Company ("RAM"). RBB Bancorp was formed in January 2011, and RAM was formed in 2012 to manage problem assets from business combinations, though RAM had no problem assets or activity for the fiscal years ended 2025 or 2024. The Bank offers business-banking and consumer products and services, mainly to Asian-centric communities. Its full-service branches are located in Los Angeles County, Orange County, and Ventura County in California; Las Vegas, Nevada; the New York City metropolitan areas; Chicago, Illinois; Edison, New Jersey; and Honolulu, Hawaii. The Bank's product and service offerings include commercial and investor real estate loans, business loans and lines of credit, Small Business Administration ("SBA") 7A and 504 loans, mortgage loans, trade finance, and a full range of depository accounts. Specialized services provided include remote deposit, E-banking, mobile banking, and treasury management services. Since its formation, RBB Bancorp has expanded through acquisitions, completing six whole-bank acquisitions between 2011 and 2018, and a bank branch acquisition in Hawaii in 2022. The operating results of these acquired entities have been included in the consolidated financial statements from their respective acquisition dates.