RBB Bancorp Q3 EPS Jumps 25% to $0.74; Declares $0.16 Dividend
RBB sits 58% above its 52-week low of $16.74.
Summary
RBB Bancorp earned $12.6M, or $0.74 per diluted share, in Q3 2026 — up 25% from Q2 — on a wider net interest margin and an 11% drop in nonperforming assets, and declared a $0.16 quarterly dividend.
Key Events · Earnings and Guidance · RBB
-
Q3 EPS Up 25% to $0.74
Net income of $12.6M versus $10.1M ($0.59 per diluted share) in Q2 2026 and $10.1M ($0.59) in Q3 2025.
-
Margin Widens on Debt Paydown
Net interest margin rose to 3.16% from 3.06% QoQ and 2.98% a year ago; net interest income increased to $31.8M from $30.1M, helped by the July 1 partial redemption of $40M of subordinated notes.
-
Credit Quality Keeps Improving
Nonperforming assets fell to $38.7M (0.91% of assets) from $43.6M (1.02%) at June 30 and $54.3M a year ago; allowance for loan losses covers 234% of nonperforming loans.
-
Building Sale Lifts Results
A $2.7M pre-tax gain on the Brooklyn office building sale added about $2.0M to net income, or $0.12 per diluted share; excluding it, EPS was roughly $0.62.
Analysis · RBB · Finance
RBB's third quarter showed broad improvement rather than a one-off beat: net income rose to $12.6M ($0.74 per diluted share) from $10.1M ($0.59) in Q2, with net interest margin widening 10 basis points to 3.16% as the $40M subordinated note redemption lowered funding costs. Credit quality kept improving — nonperforming assets fell 11% to $38.7M, or 0.91% of assets, and the allowance now covers 234% of nonperforming loans. About $0.12 of the $0.74 EPS came from a $2.7M gain on selling the Brooklyn office building, so core earnings were roughly $0.62 — still a clear step up. The board declared the usual $0.16 quarterly dividend, payable November 12 to holders of record October 30.
How filings like this one have moved
In the 30 days to Oct 19, 2026, 29.4% of the 1386 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.50%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, RBB was trading at $26.46 on NASDAQ in the Finance sector, with a market capitalization of approximately $430.5M. The 52-week trading range was $16.74 to $28.24. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.