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Qfin Holdings, Inc.

corporate_fare Company Profile

Qfin Holdings, Inc.

QFIN·NASDAQ·Finance·CIK 0001741530

Established in 2016, we are a leading AI-empowered Credit-Tech platform in China. We use machine learning models and data analytics to offer technology services that help financial institutions, consumers, and SMEs manage the entire loan process, from finding borrowers and assessing credit to matching funds and providing post-loan support. Our main user interface is the Qifu Jietiao app. We aim to make credit services more accessible and personalized for consumers and SMEs by providing Credit-Tech services to financial institutions. These services help financial institutions identify diverse needs, find creditworthy borrowers through multiple channels, improve credit assessments, manage credit risks, and enhance collection strategies. Our technology solutions, informed by user insights from long-term engagement across various scenarios, empower financial institutions throughout the loan lifecycle, enabling them to expand their service reach and meet the financing needs of consumers and SMEs. We earn service fees from these technology solutions provided to financial institutions. We began exploring overseas expansion in 2024, using our financial technologies to serve underserved segments in selected international markets. As of December 31, 2025, we had cumulatively facilitated approximately RMB2,539.1 billion (US$363.1 billion) of loans to 38.9 million borrowers. On the same date, we had 63.6 million users with cumulatively approved credit lines. We connect underserved and unserved users seeking credit with various financial institutions offering credit, through both credit-driven and platform services.

Qfin Holdings, Inc. (NASDAQ:QFIN) is a publicly traded company in the Finance sector. Wiseek has independently scored 9 items for QFIN at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-09-21, rated 7/10. Across its 9 most recent items scored 7 or higher, the top rating is 8/10, with 6 rated 8 or above. Recent SEC coverage for QFIN spans 6-K, 20-F, 4.

Recent high-impact activity:

  • Qfin Holdings Replaces CEO Haisheng Wu with Chief Risk Officer Yan Zheng
  • Qfin Q2 Net Income Plunges 54% on RMB500M Tax Charge; Revenue RMB3.57B
  • Qfin Q2 Net Income Plunges 54% on RMB500M Tax Hit; Q3 Guidance Down 67-73%
  • Qfin Holdings Forecasts Q2 Revenue Between CNY830M and CNY910M
  • Qfin Holdings Q1 Revenue Expected to Plunge 38%, Analysts Project CNY6.39 EPS

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
¥19.21B CNY
Net Income
¥5.98B CNY
Diluted EPS
¥22.01 CNY
Op. Cash Flow
¥11.08B CNY
Free Cash Flow
¥10.84B CNY
Gross Profit
¥16.2B CNY
Operating Income
¥6.68B CNY
Cash & Equivalents
¥4.7B CNY
Debt / Equity
0.00×
Net Margin
31.1%
Shares Outstanding
243.82M sh
Source: 20-F · filed 2026-04-27 · accession 0001104659-26-049501

Short Interest & Short Volume

1.52 days to cover

FINRA reported short interest of 2,978,601 shares in QFIN as of the September 15, 2026 settlement, a 16.0% increase from the prior period — about 1.5 days to cover at its recent average daily volume. On October 2, 2026, 59.9% of QFIN volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)2,978,601 shares as of September 15, 2026
Change vs prior period▲ 16.0%
Days to cover1.52 at avg daily volume of 1,957,229
Daily short volume (FINRA facilities)59.9% of 959,609 shares on October 2, 2026
5-day average short volume52.4%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Insider Transactions

QFIN files as a Foreign Private Issuer (FPI). Under SEC Exchange Act Section 16(a), officers, directors, and 10% owners of FPIs are exempt from Form 4 insider-transaction reporting requirements. Comparable disclosures, when applicable, appear in the company's Form 20-F (annual) or Form 6-K (interim) filings on SEC EDGAR.

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$6.46
52-week range · as of 2026-09-21 $6.46 – $32.69
Market cap
$801.49M
Volume
2.6M (0.9× avg)
3-mo avg 2.9M
Live data · 2026-10-04 21:50 UTC · Market closed

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feed QFIN - Latest Insights

QFIN
Sep 21, 2026, 6:01 AM EDT
Filing Type: 6-K
Importance Score:
7
Price at Filing: $8.10
Real-time Price: $6.46 info
Change: -$1.64 (-20%) info
Market Cap: $801.493M info
QFIN
Aug 25, 2026, 6:02 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $10.10
Real-time Price: $6.46 info
Change: -$3.64 (-36%) info
Market Cap: $801.493M info
QFIN
Aug 25, 2026, 4:01 PM EDT
Filing Type: 6-K
Importance Score:
8
Price at Filing: $11.34
Real-time Price: $6.46 info
Change: -$4.88 (-43%) info
Market Cap: $801.493M info
QFIN
May 26, 2026, 6:04 PM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $13.20
Real-time Price: $6.46 info
Change: -$6.74 (-51%) info
Market Cap: $801.493M info
QFIN
May 22, 2026, 4:09 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $11.65
Real-time Price: $6.46 info
Change: -$5.19 (-45%) info
Market Cap: $801.493M info
QFIN
Apr 27, 2026, 9:20 PM EDT
Filing Type: 6-K
Importance Score:
7
Price at Filing: $13.40
Real-time Price: $6.46 info
Change: -$6.94 (-52%) info
Market Cap: $801.493M info
QFIN
Apr 27, 2026, 5:01 PM EDT
Filing Type: 20-F
Importance Score:
8
Price at Filing: $13.24
Real-time Price: $6.46 info
Change: -$6.78 (-51%) info
Market Cap: $801.493M info
QFIN
Mar 31, 2026, 7:58 AM EDT
Filing Type: 4
Importance Score:
8
Price at Filing: $12.48
Real-time Price: $6.46 info
Change: -$6.02 (-48%) info
Market Cap: $801.493M info
QFIN
Mar 17, 2026, 6:00 PM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $13.55
Real-time Price: $6.46 info
Change: -$7.09 (-52%) info
Market Cap: $801.493M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets