Qfin Holdings Reports Steep Q4 Revenue, Loan Volume Declines; Raises Semi-Annual Dividend
QFIN is trading near its 52-week low of $13.81 (1.9% below the low).
Summary
Qfin Holdings announced its unaudited fourth quarter and full year 2025 financial results, revealing significant declines in key operational and financial metrics. Total loan facilitation and origination volume decreased by 21.8% year-over-year, while total net revenue fell sequentially to RMB4.09 billion from RMB5.21 billion in the prior quarter. Net income also saw a substantial sequential drop to RMB1.02 billion from RMB1.43 billion. Despite these operational headwinds and a reported 2.71% 90-day+ delinquency rate, the company raised its semi-annual dividend. These results suggest a challenging environment for Qfin Holdings' lending business, which could pressure the stock, even with the positive signal from the dividend increase.
At the time of this announcement, QFIN was trading at $13.55 on NASDAQ in the Finance sector, with a market capitalization of approximately $1.6B. The 52-week trading range was $13.81 to $48.94. This news item was assessed with negative market sentiment and an importance score of 8 out of 10. Source: GlobeNewswire.