Skip to main content

Juniata Valley Financial Corp.

corporate_fare Company Profile

Juniata Valley Financial Corp.

JUVF·OTC·Finance·CIK 0000714712

Juniata Valley Financial Corp. is a Pennsylvania corporation formed in 1983 as a one-bank holding company. Its primary subsidiary, The Juniata Valley Bank, was organized in 1867 and is the oldest independent commercial bank in Juniata and Mifflin Counties. The Company operates as a single reportable segment, consisting of the Bank. Juniata operates primarily in central and northern Pennsylvania, delivering financial services within its local markets. It provides retail and commercial banking and other financial services through 14 branch locations in Juniata, Mifflin, Perry, McKean, Potter, and Franklin Counties. Additionally, the Company maintains three offices in Mifflin, Juniata, and Centre Counties for loan production, trust services, and wealth management sales. The Company offers a full range of consumer and commercial banking services. Consumer services include online and mobile banking, personal checking accounts, money market and savings accounts, debit cards, certificates of deposit, individual retirement accounts, secured lines of credit, construction and mortgage loans, and safe deposit boxes. Commercial services include low- and high-volume business checking accounts, online account management, remote deposit, ACH origination, payroll direct deposit, commercial lines of credit, commercial letters of credit, mobile deposit for business customers, and commercial term and demand loans. The Bank also provides comprehensive trust, asset management, and estate services. Through a contractual arrangement with a broker-dealer, the Company offers additional financial services to its customers, including annuities, mutual funds, stock and bond brokerage services, and long-term care insurance.

Juniata Valley Financial Corp. (OTC:JUVF) is a publicly traded company in the Finance sector. Wiseek has independently scored 7 items for JUVF at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-22, rated 7/10. Across its 7 most recent items scored 7 or higher, the top rating is 8/10, with 2 rated 8 or above. Recent SEC coverage for JUVF spans 8-K, 10-Q, DEF 14A, 10-K.

Recent high-impact activity:

  • Juniata Valley Financial Q2 Net Income Jumps 32% to $2.5M on Wider Margins
  • Juniata Valley Q2 Profit Jumps 32% on Loan Growth, Margin Gains
  • Juniata Valley Financial Corp. Reports Strong Q1 2026 Earnings with Improved Net Interest Margin and Asset Quality
  • Juniata Valley Financial Corp. Reports Strong Q1 2026 Results with 39.3% Net Income Growth
  • Shareholders to Vote on New Long-Term Incentive Plan Authorizing 300,000 Shares

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$31.13M
Net Income
$7.98M
Diluted EPS
$1.59
Op. Cash Flow
$10.1M
Total Debt
$49.91M
Debt / Equity
0.87×
Net Margin
25.6%
Shares Outstanding
5.02M sh
Source: 10-K · filed 2026-03-25 · accession 0001104659-26-034395

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 194 shares in JUVF as of the September 15, 2026 settlement, a 23.6% increase from the prior period — about 1.0 days to cover at its recent average daily volume. On October 1, 2026, 37.5% of JUVF volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)194 shares as of September 15, 2026
Change vs prior period▲ 23.6%
Days to cover1.00 at avg daily volume of 4,576
Daily short volume (FINRA facilities)37.5% of 200 shares on October 1, 2026
3-day average short volume18.6%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Browse all tickers starting with J →
$15.7 +0.12% today
52-week range · as of 2026-07-22 $11.55 – $16
Market cap
$79.04M
Volume
200 (0.0× avg)
3-mo avg 4.4K
Live data · 2026-10-05 02:49 UTC · Market closed

show_chartPrice Chart

Loading chart...

feed JUVF - Latest Insights

JUVF
Jul 22, 2026, 11:57 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $16.00
Real-time Price: $15.70 info
Change: -$0.300 (-2%) info
Market Cap: $79.038M info
JUVF
Jul 22, 2026, 8:11 AM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $15.85
Real-time Price: $15.70 info
Change: -$0.150 (-0.95%) info
Market Cap: $79.038M info
JUVF
May 13, 2026, 10:46 AM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $14.88
Real-time Price: $15.70 info
Change: +$0.820 (+6%) info
Market Cap: $79.038M info
JUVF
Apr 22, 2026, 10:03 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $14.00
Real-time Price: $15.70 info
Change: +$1.70 (+12%) info
Market Cap: $79.038M info
JUVF
Mar 26, 2026, 9:22 AM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $13.70
Real-time Price: $15.70 info
Change: +$2.00 (+15%) info
Market Cap: $79.038M info
JUVF
Mar 25, 2026, 1:42 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $13.70
Real-time Price: $15.70 info
Change: +$2.00 (+15%) info
Market Cap: $79.038M info
JUVF
Jan 29, 2026, 10:17 AM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $13.63
Real-time Price: $15.70 info
Change: +$2.07 (+15%) info
Market Cap: $79.038M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets