Juniata Valley Posts Record Q3 Net Income of $2.9M, Raises Dividend to $0.2225
JUVF sits 26% above its 52-week low of $12.3 on light trading volume (0.3× avg).
Summary
Juniata Valley reported record Q3 2026 net income of $2.9 million, up 40.5%, with EPS of $0.57, and raised its quarterly dividend to $0.2225 per share payable December 1, 2026.
Key Events · Earnings and Guidance · JUVF
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Record Q3 Earnings, Up 40.5%
Net income was $2.9 million versus $2.1 million a year earlier; EPS rose 39.0% to $0.57 from $0.41.
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Dividend Raised to $0.2225
Board declared an increased quarterly cash dividend of $0.2225 per share, payable December 1, 2026 to shareholders of record November 17, 2026.
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Margin Expansion Drives Results
Net interest income rose 20.9% to $7.9 million and the net interest margin widened to 3.53% from 3.04%, as loans grew 12.1% and higher-cost borrowings fell 17.0%.
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Credit Quality Remains Strong
Nonperforming plus delinquent loans totaled 0.1% of total loans; the Q3 provision for credit losses was $186,000 versus $216,000 a year earlier.
Analysis · JUVF · Finance
Record quarterly earnings of $2.9 million, up 40.5%, came from loan growth at market rates and replacing low-yielding securities and loans, lifting the net interest margin to 3.53% from 3.04%. The board also raised the quarterly dividend to $0.2225 per share, payable December 1, 2026. For a small OTCQX bank holding company, a 40% earnings jump plus a dividend increase is the kind of result that re-rates the stock; credit quality at 0.1% nonperforming plus delinquent loans removes the usual asset-quality worry.
How filings like this one have moved
In the 30 days to Oct 22, 2026, 29.4% of the 1539 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.45%. These are measured outcomes after filings of this importance, not a forecast for this one.
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At the time of this filing, JUVF was trading at $15.52 on OTC in the Finance sector, with a market capitalization of approximately $78.1M. The 52-week trading range was $12.30 to $16.99. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.