Affinity Bancshares, Inc.

Affinity Bancshares, Inc. is the parent company of Affinity Bank, National Association, a U.S.-based bank offering a range of financial products and services. The company provides various deposit options, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also features a Kasasa (rewards) deposit program for checking accounts, offering either interest rates or cash-back rewards. Affinity Bank extends different types of loans, such as commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. Beyond lending, the company invests in U.S. treasury securities; securities from the U.S. government and its agencies, or government-sponsored enterprises (including mortgage-backed securities and collateralized mortgage obligations); corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Affinity Bancshares, Inc. also operates FitnessBank, a virtual bank that accepts deposits and offers higher interest rates to customers who achieve specific fitness goals. The company was established in 1928 and is headquartered in Covington, Georgia.