FIVE STAR BANCORP

Five Star Bancorp is a bank holding company that operates through its wholly owned subsidiary, Five Star Bank, a California state-chartered non-member bank. The Bank began operations on December 20, 1999, and Bancorp was incorporated on September 16, 2002, becoming the sole shareholder of the Bank on June 2, 2003. Headquartered in the greater Sacramento metropolitan area of California, the Company provides a broad range of banking products and services primarily in Northern California. These services are offered to small and medium-sized businesses, professionals, and individuals through nine branch offices. A full-service branch in Walnut Creek opened in September 2025. The Bank's deposits are insured in whole or in part by the FDIC, and its loans and deposits are primarily within Northern California. Customer deposits serve as the Bank's primary funding source. The Company serves real estate, agricultural, faith-based, and small to medium-sized enterprises. As of December 31, 2025, Five Star Bancorp had total assets of $4.8 billion, total loans held for investment of $4.1 billion, and total deposits of $4.2 billion. In May 2021, the Company completed its IPO and terminated its status as a Subchapter S corporation as of May 5, 2021, becoming a taxable C Corporation.