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FSBC
NASDAQ Finance

Five Star Bancorp Prices $119.9M Common Stock Offering at $44/Share, a 7.1% Discount to Market

Arie Shkolnikov · Analysis by Wiseek AI
More coverage: Bank Stocks · Financial
Sentiment info
Neutral
Importance info
7
Price
$47.35
Mkt Cap
$1.012B
52W Low
$28.34
52W High
$50.26
52W Position info
67% above low
Off High info
5.8% below high
Rel. Volume info
11× avg
Market data snapshot near publication time

FSBC sits 67% above its 52-week low of $28.34 on elevated volume (11× avg).

Summary

Five Star Bancorp priced a 2.725-million-share common stock offering at $44.00 per share, a 7.1% discount to the current price, raising approximately $112.9 million to support growth. The deal is expected to close July 24, 2026.


Key Events · Financing and Capital Events · FSBC

  • Offering Priced at $44.00/Share

    2,725,000 shares (plus 408,750 overallotment option) priced at $44.00, a 7.1% discount to the current $47.35 market price. Gross proceeds of $119.9 million before discounts and expenses.

  • Net Proceeds ~$112.9 Million

    After underwriting discounts ($2.31/share) and estimated expenses, net proceeds are approximately $112.9 million. Underwriters purchase at $41.69 per share.

  • Dilution of ~12.8% if Fully Exercised

    Based on ~21.4 million shares outstanding, the offering (including overallotment) would increase shares by ~12.8%, diluting existing holders.

  • Closing Expected July 24, 2026

    The offering is expected to close on or about July 24, 2026, subject to customary conditions.


Analysis · FSBC · Finance

Five Star Bancorp is selling 2.725 million shares at $44.00 each — a 7.1% discount to the current $47.35 price — raising roughly $112.9 million after fees. The offering comes just one day after the bank reported strong Q2 earnings, suggesting management is capitalizing on a favorable stock price to fund growth. Existing shareholders will be diluted by about 12.8% if the overallotment is fully exercised, but the capital injection strengthens the balance sheet and supports continued loan growth.

How filings like this one have moved

In the 30 days to Sep 16, 2026, 29.6% of the 1716 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.32%. These are measured outcomes after filings of this importance, not a forecast for this one.

Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset

At the time of this filing, FSBC was trading at $47.35 on NASDAQ in the Finance sector, with a market capitalization of approximately $1B. The 52-week trading range was $28.34 to $50.26. This filing was assessed with neutral market sentiment and an importance score of 7 out of 10.

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FSBC - Latest Insights

FSBC
Jul 27, 2026, 4:15 PM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $47.21
Real-time Price: $45.11 info
Change: -$2.10 (-4%) info
Market Cap: $1.107B info
FSBC
Jul 24, 2026, 4:34 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $46.81
Real-time Price: $45.11 info
Change: -$1.70 (-4%) info
Market Cap: $1.107B info
FSBC
Jul 24, 2026, 4:33 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $46.81
Real-time Price: $45.11 info
Change: -$1.70 (-4%) info
Market Cap: $1.107B info
FSBC
Jul 22, 2026, 10:11 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $45.50
Real-time Price: $45.11 info
Change: -$0.390 (-0.86%) info
Market Cap: $1.107B info
FSBC
Jul 22, 2026, 4:07 PM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $48.37
Real-time Price: $45.11 info
Change: -$3.26 (-7%) info
Market Cap: $1.107B info