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Figure Technology Solutions, Inc.

corporate_fare Company Profile

Figure Technology Solutions, Inc.

FIGR·NASDAQ·Finance·CIK 0002064124

Figure is building the future of capital markets using blockchain-based technology. The company's proprietary technology powers next-generation lending, trading, and investing activities in areas such as consumer credit and digital assets. Figure applies a blockchain ledger to better serve end-customers, improve speed and efficiency, and enhance standardization and liquidity. Using its technology, Figure develops dynamic, vertically-integrated marketplaces across the approximately $2 trillion consumer credit market and the rapidly growing approximately $3 trillion cryptocurrency and digital asset market. Since its founding, Figure has grown quickly in a capital-efficient manner and has achieved strong and growing profitability. For the year ended December 31, 2025, Figure reported a net income of $134.3 million and Adjusted EBITDA of $251.2 million. This compares to a net income of $19.9 million and Adjusted EBITDA of $101.4 million for the year ended December 31, 2024. As of December 31, 2025, the company had an accumulated deficit of $187.0 million and total stockholders' equity of $1.2 billion, compared to an accumulated deficit of $320.9 million and total stockholders' equity of $363.4 million as of December 31, 2024. Figure addresses challenges in capital markets, which are currently fragmented and operate on legacy systems with outdated processes for loan approvals and transaction processing. These legacy systems create inefficiencies and limit the development of alternative marketplaces. Manual elements in ownership records and asset transfers also constrain liquidity, maintain high costs, and are prone to errors. Figure's blockchain-based technology aims to innovate beyond these legacy processes. The company has built a transformative, scaled, and fast-growing technology platform that supports both legacy systems and aims to shift customer adoption towards blockchain-based solutions.

Figure Technology Solutions, Inc. (NASDAQ:FIGR) is a publicly traded company in the Finance sector. Wiseek monitors FIGR SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Figure Technology Solutions Locks In $600M Senior Notes to Fund Kiavi Acquisition
  • Figure Technology Solutions Locks In $600M Senior Notes at 8.500% to Fund Kiavi Acquisition
  • Figure Technology Solutions' Q2 Consumer Loan Volume Surges to $4.26B, Exceeding Guidance
  • Figure Technology Solutions Reports Strong Preliminary Q2 2026 Operating Results, Exceeding Guidance
  • Figure Technology Solutions launches $600M private senior notes offering to fund Kiavi acquisition

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$506.87M
Net Income
$133.86M
Diluted EPS
$0.44
Op. Cash Flow
$62.57M
Operating Income
$117.53M
Cash & Equivalents
$1.2B
Total Debt
$230.14M
Debt / Equity
0.19×
Net Margin
26.4%
Shares Outstanding
114.44M sh
Source: 10-K · filed 2026-03-13 · accession 0002064124-26-000009

Dilution Risk

Low risk

Filing-implied dilution signals for FIGR, detected from its recent SEC filings · based on capital-structure filings through 2026-02-18.

1 recent capital raise3 shelf registrations

Finalizes Blockchain Equity Offering · Company Share Repurchase

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$27.75 +0.16% today
52-week range · as of 2026-07-14 $25.01 – $78
Market cap
$6.08B
Volume
2M (0.5× avg)
3-mo avg 3.8M
Live data · 2026-07-27 06:54 UTC · Market overnight

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feed FIGR - Latest Insights

FIGR
Jul 14, 2026, 5:24 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $30.00
Real-time Price: $27.75 info
Change: -$2.25 (-8%) info
Market Cap: $6.084B info
FIGR
Jul 09, 2026, 5:54 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $31.86
Real-time Price: $27.75 info
Change: -$4.11 (-13%) info
Market Cap: $6.084B info
FIGR
Jul 07, 2026, 5:33 PM EDT
Source: Wiseek News
Importance Score:
9
Price at Filing: $31.11
Real-time Price: $27.75 info
Change: -$3.36 (-11%) info
Market Cap: $6.084B info
FIGR
Jul 07, 2026, 5:28 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $31.17
Real-time Price: $27.75 info
Change: -$3.42 (-11%) info
Market Cap: $6.084B info
FIGR
Jul 06, 2026, 9:53 AM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $35.13
Real-time Price: $27.75 info
Change: -$7.38 (-21%) info
Market Cap: $6.084B info
FIGR
Jul 06, 2026, 9:45 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $34.05
Real-time Price: $27.75 info
Change: -$6.30 (-18%) info
Market Cap: $6.084B info
FIGR
Jun 11, 2026, 3:45 AM EDT
Source: The Block
Importance Score:
8
Price at Filing: $27.84
Real-time Price: $27.75 info
Change: -$0.090 (-0.32%) info
Market Cap: $6.084B info
FIGR
Jun 10, 2026, 4:52 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $28.35
Real-time Price: $27.75 info
Change: -$0.600 (-2%) info
Market Cap: $6.084B info
FIGR
Jun 10, 2026, 7:30 AM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $27.75
Real-time Price: $27.75 info
Change: $0 (0%) info
Market Cap: $6.084B info
FIGR
Jun 04, 2026, 10:56 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $31.52
Real-time Price: $27.75 info
Change: -$3.77 (-12%) info
Market Cap: $6.084B info
FIGR
May 17, 2026, 5:14 PM EDT
Source: Cointelegraph
Importance Score:
7
Price at Filing: $43.16
Real-time Price: $27.75 info
Change: -$15.41 (-36%) info
Market Cap: $6.084B info
FIGR
May 14, 2026, 8:28 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $42.30
Real-time Price: $27.75 info
Change: -$14.55 (-34%) info
Market Cap: $6.084B info
FIGR
May 11, 2026, 6:55 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $40.31
Real-time Price: $27.75 info
Change: -$12.56 (-31%) info
Market Cap: $6.084B info
FIGR
May 11, 2026, 6:46 PM EDT
Source: Reuters
Importance Score:
9
Price at Filing: $39.70
Real-time Price: $27.75 info
Change: -$11.95 (-30%) info
Market Cap: $6.084B info
FIGR
Apr 16, 2026, 1:45 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $35.96
Real-time Price: $27.75 info
Change: -$8.21 (-23%) info
Market Cap: $6.084B info
FIGR
Apr 14, 2026, 12:30 PM EDT
Source: Cointelegraph
Importance Score:
8
Price at Filing: $36.03
Real-time Price: $27.75 info
Change: -$8.28 (-23%) info
Market Cap: $6.084B info
FIGR
Apr 07, 2026, 6:51 AM EDT
Source: The Block
Importance Score:
8
Price at Filing: $31.50
Real-time Price: $27.75 info
Change: -$3.75 (-12%) info
Market Cap: $6.084B info
FIGR
Apr 03, 2026, 8:32 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $34.34
Real-time Price: $27.75 info
Change: -$6.59 (-19%) info
Market Cap: $6.084B info
FIGR
Mar 10, 2026, 4:39 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $39.46
Real-time Price: $27.75 info
Change: -$11.71 (-30%) info
Market Cap: $6.084B info
FIGR
Feb 26, 2026, 4:06 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $32.00
Real-time Price: $27.75 info
Change: -$4.25 (-13%) info
Market Cap: $6.084B info