Figure's Q3 Volume Lands at High End of Guidance, Up 107% Year Over Year
FIGR is trading near its 52-week low of $24.11 (14% above the low).
Summary
Preliminary Q3 2026 operating data shows Consumer Loan Marketplace Volume of $5.12 billion, up 107% year-over-year and at the high end of guidance, with Democratized Prime metrics accelerating sharply.
Key Events · Earnings and Guidance · FIGR
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Q3 Volume Hits High End of Guidance
Consumer Loan Marketplace Volume reached $5,119 million in Q3 2026, up 20% Q/Q and 107% Y/Y, landing at the high end of the $4.8B–$5.2B guidance range.
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Democratized Prime Scaling Rapidly
Matched Offers Balance rose 50% Q/Q to $588 million, Borrower Demand rose 45% to $600 million, and Available Lender Supply rose 58% to $825 million.
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September Monthly Momentum
September Consumer Loan Marketplace Volume was $1,783 million, up 9% M/M and 104% Y/Y; $YLDS in Circulation rose 13% M/M to $504 million.
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Kiavi Consolidation Ahead
Kiavi loan volumes for the approximate one-month period post-Merger will be included in Q3 2026 financial results, to be released in November.
Analysis · FIGR · Finance
Preliminary Q3 2026 operating data shows Consumer Loan Marketplace Volume of $5.12 billion, up 20% sequentially and 107% year-over-year, landing at the high end of the $4.8B–$5.2B guidance range. The Democratized Prime platform is scaling rapidly—matched offers balance up 50% quarter-over-quarter to $588 million, borrower demand up 45% to $600 million, and available lender supply up 58% to $825 million. These figures exclude Kiavi, which closed September 1 and will be consolidated into Q3 financial results in November, adding another growth layer. The strong volume growth confirms the company's momentum following its Q2 earnings beat and the $590 million Kiavi acquisition.
How filings like this one have moved
In the 30 days to Oct 7, 2026, 29% of the 1648 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.62%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, FIGR was trading at $27.50 on NASDAQ in the Finance sector, with a market capitalization of approximately $6.1B. The 52-week trading range was $24.11 to $78.00. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.