FICO Reports Strong Q2 2026 Results with 39% Revenue Growth and $611M Share Repurchases
FICO sits 20% above its 52-week low of $870.01.
Summary
Fair Isaac Corporation reported robust financial performance for Q2 fiscal 2026, with significant revenue and earnings growth driven by its Scores segment, alongside substantial share repurchases and a new $1.0 billion senior notes issuance.
Key Events · Earnings and Guidance · FICO
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Strong Revenue Growth
Total revenues increased 39% to $691.7 million for the quarter ended March 31, 2026, compared to $498.7 million in the prior year quarter.
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Exceptional Earnings Per Share
Diluted EPS surged 69% to $11.14 for the quarter ended March 31, 2026, up from $6.59 in the same period last year.
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Scores Segment Outperformance
The Scores segment revenue grew 60% to $475.0 million, primarily driven by a higher unit price and an increase in mortgage originations volume.
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Significant Share Repurchases
The company repurchased $611.3 million of common stock during the quarter ended March 31, 2026, under a new $1.5 billion repurchase program approved in February 2026.
Analysis · FICO · Trade & Services
Fair Isaac Corporation's latest 10-Q demonstrates strong operational momentum, particularly within its high-margin Scores segment, which saw substantial revenue and operating income growth. The significant increase in diluted EPS highlights efficient execution and profitability. The company's aggressive share repurchase activity, totaling over $600 million in the quarter, signals strong management confidence and a commitment to enhancing shareholder value. While total debt increased with the new senior notes issuance, a portion was used for refinancing, and the company maintains a healthy liquidity position, indicating a well-managed capital structure. Investors should view these results as a strong affirmation of FICO's market position and financial health.
At the time of this filing, FICO was trading at $1,040.00 on NYSE in the Trade & Services sector, with a market capitalization of approximately $24B. The 52-week trading range was $870.01 to $2,217.60. This filing was assessed with positive market sentiment and an importance score of 9 out of 10.