FAIR ISAAC CORP

Fair Isaac Corporation (FICO) is a global leader in analytics software, founded in 1956. FICO's software and the FICO Score help thousands of businesses in over 80 countries use data to improve business decisions. The company's solutions are used by most leading banks and credit card issuers, as well as insurers, retailers, telecommunications providers, automotive lenders, consumer reporting agencies, and public agencies. FICO also provides online services to consumers, enabling them to access and understand their FICO Scores, which are the standard measure of consumer credit risk in the United States. FICO operates through two segments: Scores and Software. The Scores segment provides business-to-business (B2B) scoring solutions and services, offering clients access to predictive credit and other scores for integration into their transactions and decision-making. This segment also includes business-to-consumer (B2C) scoring solutions, such as myFICO.com subscription offerings. The Software segment offers pre-configured analytic and decision management solutions for specific business needs like account origination, customer management, customer engagement, fraud detection, and marketing, along with related professional services.