Fair Isaac Reports Strong Q1 FY26 Earnings with 16% Revenue Growth, Reaffirms Full-Year Guidance
FICO is trading near its 52-week low of $1,300 (15% above the low).
Summary
Fair Isaac Corporation reported strong first-quarter fiscal 2026 results, with a 16% increase in revenue and improved GAAP EPS, while reaffirming its positive full-year guidance.
Key Events · Earnings and Guidance · FICO
-
Strong Q1 FY26 Revenue Growth
Fair Isaac reported revenues of $512.0 million for the quarter ended December 31, 2025, a 16% increase compared to $440.0 million in the prior year period.
-
Improved GAAP EPS
GAAP diluted earnings per share for the quarter rose to $6.61, up from $6.14 in the prior year period.
-
Scores Segment Drives Growth
Scores revenues increased by 29% to $304.5 million, primarily due to higher mortgage origination scores unit price and increased volume.
-
Fiscal Year 2026 Guidance Reaffirmed
The company reiterated its full fiscal year 2026 guidance, projecting revenues of $2.35 billion and GAAP EPS of $33.47, indicating confidence in continued strong performance.
Analysis · FICO · Trade & Services
Fair Isaac Corporation announced robust financial results for the first quarter of fiscal year 2026, demonstrating strong top and bottom-line growth. The company's revenue increased by 16% year-over-year, driven significantly by a 29% surge in Scores segment revenue, primarily due to higher mortgage origination scores unit price and increased volume. Despite a more modest 2% growth in Software revenues, the platform software ARR showed a healthy 33% increase. The reiteration of the full fiscal year 2026 guidance, which projects stronger growth than achieved in FY25, signals management's confidence in continued performance and provides a positive outlook for investors.
At the time of this filing, FICO was trading at $1,490.00 on NYSE in the Trade & Services sector, with a market capitalization of approximately $36.3B. The 52-week trading range was $1,300.00 to $2,217.60. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.