CB Financial Services, Inc.

CB Financial Services, Inc. is a bank holding company based in Carmichaels, Pennsylvania. The company operates primarily through its wholly-owned subsidiary, Community Bank, a Pennsylvania-chartered commercial bank. As of December 31, 2025, the company had total assets of $1.55 billion, total liabilities of $1.39 billion, and stockholders' equity of $157.5 million. Community Bank, also headquartered in Carmichaels, Pennsylvania, operates nine offices across Greene, Allegheny, Washington, Fayette, and Westmoreland Counties in southwestern Pennsylvania. It also has three offices in Marshall and Ohio Counties in West Virginia. The bank maintains a loan production office in Allegheny County, another loan production office and a corporate center in Washington County, and an operations center in Greene County, Pennsylvania. Community Bank is a community-focused institution that provides residential and commercial real estate loans, commercial and industrial loans, and consumer loans. It also offers various deposit products for individuals and businesses within its service area. Previously, Community Bank was the sole shareholder of Exchange Underwriters, Inc. (EU), a full-service, independent insurance agency in Washington County that offered property and casualty, commercial liability, and surety insurance products. On December 8, 2023, EU sold substantially all of its assets to World Insurance Associates, LLC for $30.5 million in cash, which resulted in an initial pre-tax gain of $24.6 million.