CB Financial Posts $0.99 Q3 EPS, $0.91 Core, and Holds $0.28 Dividend
CBFV sits 23% above its 52-week low of $31.72.
Summary
CB Financial earned $0.99 per diluted share in Q3 2026 ($0.91 adjusted) on a 3.75% net interest margin and declared a $0.28 quarterly dividend payable November 27, 2026.
Key Events · Earnings and Guidance · CBFV
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Q3 Earnings Beat Prior Quarter
GAAP net income was $5.327 million, or $0.99 per diluted share, versus $4.301 million ($0.80) in Q2 2026; adjusted EPS rose to $0.91 from $0.80.
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Margin Widens on Asset Yields
Net interest income rose 3.2% to $15.0 million and net interest margin expanded 7 bps to 3.75% as earning-asset yields climbed 10 bps to 5.44%.
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Dividend Held at $0.28
Board declared a $0.28 per share quarterly cash dividend, payable on or about November 27, 2026 to stockholders of record as of November 13, 2026.
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Tax Credit Flatters GAAP EPS
Income tax expense of $497,000 included a $462,000 benefit from the purchase of a $7.7 million renewable energy tax credit, an 8.5% effective rate.
Analysis · CBFV · Finance
Core earnings improved for a third straight quarter as the margin widened and expenses fell, and the board kept the dividend at $0.28. The quarter's GAAP number was flattered by a $462,000 tax benefit from buying renewable energy credits, so the $0.91 core figure is the cleaner read on the run rate. With the stock near its 52-week high, the bar was high; the print clears it on margin and expense control, but loan balances slipped 1.5% on a large commercial payoff and book value fell on higher unrealized bond losses.
How filings like this one have moved
In the 30 days to Oct 27, 2026, 29.9% of the 1374 measured filings Wiseek scored 7 moved their stock by 5% or more by the next session's close. The median move was -0.12%. These are measured outcomes after filings of this importance, not a forecast for this one.
Measured one observation per ticker per day, after exclusions. Current figures: Filing Impact Tracker · open dataset
At the time of this filing, CBFV was trading at $39.15 on NASDAQ in the Finance sector, with a market capitalization of approximately $198.9M. The 52-week trading range was $31.72 to $39.55. This filing was assessed with positive market sentiment and an importance score of 7 out of 10.