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Credit Acceptance Corp

corporate_fare Company Profile

Credit Acceptance Corp

CACC·NASDAQ·Finance·CIK 0000885550

General Credit Acceptance Corporation provides financing solutions that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. The company's financing programs are offered through a nationwide network of automobile dealers. These programs allow dealers to sell vehicles to consumers who might otherwise not secure financing, generate repeat and referral sales, and attract customers responding to advertisements for Credit Acceptance's financing. Consumers often cannot purchase vehicles or acquire unreliable ones without these programs. Credit Acceptance reports to the three national credit reporting agencies, offering consumers an opportunity to improve their credit scores and potentially access traditional financing. Founded in 1972, Credit Acceptance initially collected retail installment contracts, referred to as "Consumer Loans," originated by automobile dealerships owned by its founder, Donald Foss. In the 1980s, the company expanded its services to non-affiliated dealers and began offering dealers a non-recourse cash payment, or "advance," against future collections on Consumer Loans serviced for them. Dealers participating in these programs enter into a Dealer servicing agreement with Credit Acceptance, which defines the legal relationship and assigns the responsibilities for administering, servicing, and collecting amounts due on Consumer Loans to Credit Acceptance. The company operates as an indirect lender, meaning Consumer Loans are originated by the Dealer and then assigned to Credit Acceptance. The majority of these Consumer Loans are made to consumers with impaired or limited credit histories.

Credit Acceptance Corp (NASDAQ:CACC) is a publicly traded company in the Finance sector. Wiseek monitors CACC SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Foss Family Trusts Extend Selling Streak with $9.3M Proposed Sale by Eidolon Corvid 2024 Trust
  • Major Shareholder Trust Files Intent to Sell $13M in CACC Stock
  • Major Shareholder Files Intent to Sell $13M in Stock, Continuing Recent Trend
  • 10% Shareholder Allan V. Apple Files Intent to Sell $32.8M in Stock
  • Major Shareholder Files Intent to Sell $6.48 Million in Credit Acceptance Stock

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$2.32B
Net Income
$423.9M
Diluted EPS
$36.38
Op. Cash Flow
$1.05B
Free Cash Flow
$1.05B
Cash & Equivalents
$22.8M
Total Debt
$1.09B
Debt / Equity
0.71×
Net Margin
18.3%
Shares Outstanding
10.68M sh
Source: 10-K · filed 2026-02-13 · accession 0000885550-26-000047
Browse all tickers starting with C →
$558.55
52-week range · as of 2026-07-09 $401.9 – $668.86
Market cap
$5.84B
Volume
145.2K (0.8× avg)
3-mo avg 181.8K
Live data · 2026-07-29 07:37 UTC · Market overnight

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feed CACC - Latest Insights

CACC
Jul 09, 2026, 4:49 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $627.11
Real-time Price: $558.55 info
Change: -$68.56 (-11%) info
Market Cap: $5.842B info
CACC
Jul 07, 2026, 2:18 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $653.14
Real-time Price: $558.55 info
Change: -$94.59 (-14%) info
Market Cap: $5.842B info
CACC
Jul 07, 2026, 1:50 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $655.68
Real-time Price: $558.55 info
Change: -$97.13 (-15%) info
Market Cap: $5.842B info
CACC
Jul 02, 2026, 5:41 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $657.12
Real-time Price: $558.55 info
Change: -$98.57 (-15%) info
Market Cap: $5.842B info
CACC
Jul 01, 2026, 6:29 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $655.72
Real-time Price: $558.55 info
Change: -$97.17 (-15%) info
Market Cap: $5.842B info
CACC
Jun 30, 2026, 3:38 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $640.21
Real-time Price: $558.55 info
Change: -$81.66 (-13%) info
Market Cap: $5.842B info
CACC
Jun 29, 2026, 4:53 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $638.23
Real-time Price: $558.55 info
Change: -$79.68 (-12%) info
Market Cap: $5.842B info
CACC
Jun 29, 2026, 4:14 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $638.23
Real-time Price: $558.55 info
Change: -$79.68 (-12%) info
Market Cap: $5.842B info
CACC
Jun 29, 2026, 4:06 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $638.23
Real-time Price: $558.55 info
Change: -$79.68 (-12%) info
Market Cap: $5.842B info
CACC
Jun 29, 2026, 3:44 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $635.62
Real-time Price: $558.55 info
Change: -$77.07 (-12%) info
Market Cap: $5.842B info
CACC
Jun 25, 2026, 3:18 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $620.88
Real-time Price: $558.55 info
Change: -$62.33 (-10%) info
Market Cap: $5.842B info
CACC
Jun 15, 2026, 4:01 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $572.79
Real-time Price: $558.55 info
Change: -$14.24 (-2%) info
Market Cap: $5.842B info
CACC
Jun 10, 2026, 4:40 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $556.56
Real-time Price: $558.55 info
Change: +$1.99 (+0.36%) info
Market Cap: $5.842B info
CACC
Jun 09, 2026, 4:02 PM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $569.32
Real-time Price: $558.55 info
Change: -$10.77 (-2%) info
Market Cap: $5.842B info
CACC
Jun 05, 2026, 4:30 PM EDT
Filing Type: SCHEDULE 13D/A
Importance Score:
7
Price at Filing: $544.71
Real-time Price: $558.55 info
Change: +$13.84 (+3%) info
Market Cap: $5.842B info
CACC
Jun 05, 2026, 4:05 PM EDT
Filing Type: SCHEDULE 13D/A
Importance Score:
7
Price at Filing: $544.71
Real-time Price: $558.55 info
Change: +$13.84 (+3%) info
Market Cap: $5.842B info
CACC
Jun 01, 2026, 5:39 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $561.67
Real-time Price: $558.55 info
Change: -$3.12 (-0.55%) info
Market Cap: $5.842B info
CACC
May 29, 2026, 4:16 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $573.64
Real-time Price: $558.55 info
Change: -$15.09 (-3%) info
Market Cap: $5.842B info
CACC
May 29, 2026, 2:15 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $575.03
Real-time Price: $558.55 info
Change: -$16.48 (-3%) info
Market Cap: $5.842B info
CACC
May 20, 2026, 4:03 PM EDT
Filing Type: 4
Importance Score:
7
Price at Filing: $557.94
Real-time Price: $558.55 info
Change: +$0.610 (+0.11%) info
Market Cap: $5.842B info