Skip to main content

Credit Acceptance Corp

corporate_fare Company Profile

Credit Acceptance Corp

CACC·NASDAQ·Finance·CIK 0000885550

General Credit Acceptance Corporation provides financing solutions that enable automobile dealers to sell vehicles to consumers, regardless of their credit history. The company's financing programs are offered through a nationwide network of automobile dealers. These programs allow dealers to sell vehicles to consumers who might otherwise not secure financing, generate repeat and referral sales, and attract customers responding to advertisements for Credit Acceptance's financing. Consumers often cannot purchase vehicles or acquire unreliable ones without these programs. Credit Acceptance reports to the three national credit reporting agencies, offering consumers an opportunity to improve their credit scores and potentially access traditional financing. Founded in 1972, Credit Acceptance initially collected retail installment contracts, referred to as "Consumer Loans," originated by automobile dealerships owned by its founder, Donald Foss. In the 1980s, the company expanded its services to non-affiliated dealers and began offering dealers a non-recourse cash payment, or "advance," against future collections on Consumer Loans serviced for them. Dealers participating in these programs enter into a Dealer servicing agreement with Credit Acceptance, which defines the legal relationship and assigns the responsibilities for administering, servicing, and collecting amounts due on Consumer Loans to Credit Acceptance. The company operates as an indirect lender, meaning Consumer Loans are originated by the Dealer and then assigned to Credit Acceptance. The majority of these Consumer Loans are made to consumers with impaired or limited credit histories.

Credit Acceptance Corp (NASDAQ:CACC) is a publicly traded company in the Finance sector. Wiseek monitors CACC SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Credit Acceptance Secures $450M Asset-Backed Financing to Repay Debt & Boost Liquidity
  • 10% Stockholder Files Intent to Sell $53.3M in Shares via Derivative Contract
  • Credit Acceptance Posts Q1 Net Income of $135.8M, Adjusted EPS $10.71; Repurchases $178.9M in Shares
  • Credit Acceptance Reports Strong Q1 Earnings, Secures $450M Financing, Updates Legal Settlement
  • Credit Acceptance Discloses Executive Compensation, Board Nominees, and Significant RSU Forfeitures

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$2.32B
Net Income
$423.9M
Diluted EPS
$36.38
Op. Cash Flow
$1.05B
Free Cash Flow
$1.05B
Cash & Equivalents
$22.8M
Total Debt
$1.09B
Debt / Equity
0.71×
Net Margin
18.3%
Shares Outstanding
10.68M sh
Source: 10-K · filed 2026-02-13 · accession 0000885550-26-000047
$558.55
52-week range · as of 2026-07-09 $401.9 – $668.86
Market cap
$5.84B
Volume
145.2K (0.8× avg)
3-mo avg 181.8K
Live data · 2026-07-29 09:24 UTC · Pre-market

show_chartPrice Chart

Loading chart...

feed CACC - Filings & News (Page 2)

CACC
May 11, 2026, 4:01 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $521.74
Real-time Price: $558.55 info
Change: +$36.81 (+7%) info
Market Cap: $5.842B info
CACC
May 08, 2026, 6:12 PM EDT
Filing Type: 144
Importance Score:
7
Price at Filing: $533.15
Real-time Price: $558.55 info
Change: +$25.40 (+5%) info
Market Cap: $5.842B info
CACC
May 05, 2026, 4:13 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $521.55
Real-time Price: $558.55 info
Change: +$37.00 (+7%) info
Market Cap: $5.842B info
CACC
May 05, 2026, 4:06 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $515.51
Real-time Price: $558.55 info
Change: +$43.04 (+8%) info
Market Cap: $5.842B info
CACC
Apr 28, 2026, 9:12 AM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $515.03
Real-time Price: $558.55 info
Change: +$43.52 (+8%) info
Market Cap: $5.842B info
CACC
Apr 03, 2026, 8:53 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $416.51
Real-time Price: $558.55 info
Change: +$142.04 (+34%) info
Market Cap: $5.842B info
CACC
Feb 13, 2026, 4:57 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $483.98
Real-time Price: $558.55 info
Change: +$74.57 (+15%) info
Market Cap: $5.842B info
CACC
Feb 04, 2026, 3:22 PM EST
Filing Type: 144
Importance Score:
7
Price at Filing: $506.00
Real-time Price: $558.55 info
Change: +$52.55 (+10%) info
Market Cap: $5.842B info
CACC
Jan 29, 2026, 4:03 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $451.24
Real-time Price: $558.55 info
Change: +$107.31 (+24%) info
Market Cap: $5.842B info
CACC
Jan 26, 2026, 4:27 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $452.95
Real-time Price: $558.55 info
Change: +$105.60 (+23%) info
Market Cap: $5.842B info
CACC
Jan 20, 2026, 4:05 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $442.25
Real-time Price: $558.55 info
Change: +$116.30 (+26%) info
Market Cap: $5.842B info