Ameris Bancorp Reports Record 2025 Financials, 14.5% Tangible Book Value Growth, and Increased Share Buybacks

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Ameris Bancorp's annual report confirms strong financial performance for fiscal year 2025, building on preliminary results. The company achieved record net income and diluted EPS, alongside significant growth in tangible book value per share. A notable increase in share repurchases demonstrates a commitment to returning capital to shareholders. The report also details the retirement of the Chief Strategy Officer and special equity awards granted to other key executives, signaling a focus on leadership retention and future value creation. The company maintains a robust capital position, exceeding regulatory requirements.

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• Record 2025 Financial Performance

  Ameris Bancorp achieved record net income of $412.2 million and diluted earnings per share of $6.00 for the fiscal year ended December 31, 2025, representing a 14.9% and 15.6% increase, respectively, over 2024. Tangible book value per share grew by 14.5% to $44.18.

• Significant Share Repurchase Activity

  The company repurchased $77.1 million of its common stock (1,155,570 shares) during 2025, a substantial increase from $8.0 million in 2024. A remaining authorization of $159.2 million is available under the $200 million program extended through October 31, 2026.

• Strong Capital Position and Asset Quality

  Ameris Bancorp and its banking subsidiary remain 'well-capitalized,' exceeding all minimum regulatory capital requirements. Non-performing assets as a percentage of total assets improved to 0.44% in 2025 from 0.47% in 2024, and net charge-offs decreased to 0.18% of average loans.

• Executive Retirement and Special Equity Awards

  James A. LaHaise, Corporate EVP and Chief Strategy Officer, will retire on April 30, 2026. In recognition of leadership and contributions, special one-time restricted stock awards totaling 98,772 shares were granted to the CEO, CFO, Chief Banking Officer, and Chief Information Officer on February 20, 2026, vesting over three years.

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Ameris Bancorp's annual report confirms strong financial performance for fiscal year 2025, building on preliminary results. The company achieved record net income and diluted EPS, alongside significant growth in tangible book value per share. A notable increase in share repurchases demonstrates a commitment to returning capital to shareholders. The report also details the retirement of the Chief Strategy Officer and special equity awards granted to other key executives, signaling a focus on leadership retention and future value creation. The company maintains a robust capital position, exceeding regulatory requirements.