Ameris Bancorp

Ameris Bancorp is a financial holding company that primarily conducts its business through its wholly owned banking subsidiary, Ameris Bank. The company provides a full range of banking services to retail and commercial customers. These customers are mainly located in specific markets across Georgia, Alabama, Florida, North Carolina, and South Carolina. Ameris Bancorp operates 163 full-service domestic banking offices and does not have operations in any foreign countries. As of December 31, 2025, the company reported approximately $27.52 billion in total assets, $22.14 billion in total loans, $22.38 billion in total deposits, and $4.08 billion of shareholders' equity. Customer deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The parent company's main role is to manage the business and affairs of Ameris Bank, perform shareholder and investor relations functions, and provide financial support to the Bank if needed. Ameris Bank, headquartered in Atlanta, Georgia, offers traditional banking and lending products, treasury and cash management services, insurance premium financing, and mortgage and refinancing services. The bank's financial centers serve distinct communities within its business areas, operating as one bank to leverage its geographic presence.