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Exzeo Group, Inc.

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Exzeo Group, Inc.

XZO·NYSE·Technology·CIK 0001873951

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to property and casualty (P&C) insurance carriers and their agents. The company utilizes its proprietary Exzeo Platform, which is a suite of configurable software and data analytics applications. This platform supports core operational and administrative functions for P&C carriers, including quoting and underwriting, policy administration, claims management, data reporting, and financial reporting. The Exzeo Platform delivers technology-based solutions that streamline and automate interactions among carriers, agents, and policyholders, aiming to improve workflow efficiency, support underwriting discipline, enhance operational visibility, and enable customers to scale their businesses without significant upfront technology investment. Exzeo Group, Inc. generates revenue from underwriting and management services, claim services, and other technology services, all powered by the Exzeo Platform. Solutions and technologies are provided under contracts with a variable fee structure, typically based on a percentage of insurance premium managed or transaction activity through the platform. The company holds insurance agency or MGA licenses in states necessary to support its current customer base and in additional states for future customer needs. Services are provided through the Exzeo Platform in Florida, Connecticut, Georgia, Massachusetts, Montana, North Carolina, New Jersey, New Mexico, Nevada, Rhode Island, South Carolina, South Dakota, and Utah. On July 1, 2024, the company sold its wholly owned insurance carrier subsidiary, TTIC, to HCI in a transaction under common control, and now focuses solely on providing insurance technology and operations solutions.

Exzeo Group, Inc. (NYSE:XZO) is a publicly traded company in the Technology sector. Wiseek has independently scored 9 items for XZO at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-14, rated 7/10. Across its 9 most recent items scored 7 or higher, the top rating is 8/10, with 3 rated 8 or above. Recent SEC coverage for XZO spans 8-K, 10-Q, 10-K.

Recent high-impact activity:

  • Exzeo Group Authorizes New $25M Buyback, Doubling Prior Program
  • Exzeo Group Q2 Revenue Reaches $57.8M, EPS $0.26; Buyback Completed, AI Venture Launched
  • Exzeo Board Approves New $12M Share Repurchase Plan
  • Exzeo Group Authorizes New $12 Million Share Repurchase Program
  • Exzeo Group Reports Strong Q1 2026 Results with 13.7% Net Income Growth and Robust Cash Flow

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$216.98M
Net Income
$82.75M
Diluted EPS
$0.99
Gross Profit
$131.02M
Operating Income
$105.99M
Cash & Equivalents
$305.37M
Debt / Equity
0.00×
Net Margin
38.1%
Shares Outstanding
90.93M sh
Source: 10-K · filed 2026-02-26 · accession 0001193125-26-076686

Short Interest & Short Volume

6.76 days to cover

FINRA reported short interest of 1,544,860 shares in XZO as of the September 15, 2026 settlement, a 25.9% increase from the prior period — about 6.8 days to cover at its recent average daily volume. On October 2, 2026, 44.5% of XZO volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)1,544,860 shares as of September 15, 2026
Change vs prior period▲ 25.9%
Days to cover6.76 at avg daily volume of 228,518
Daily short volume (FINRA facilities)44.5% of 478,499 shares on October 2, 2026
5-day average short volume42.3%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$14.4
52-week range · as of 2026-08-14 $12.36 – $24.6
Market cap
$1.3B
Volume
948.4K (2.8× avg)
3-mo avg 339.5K
Live data · 2026-10-05 04:24 UTC · Market overnight

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feed XZO - Latest Insights

XZO
Aug 14, 2026, 4:29 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $15.50
Real-time Price: $14.40 info
Change: -$1.10 (-7%) info
Market Cap: $1.297B info
XZO
Aug 07, 2026, 4:14 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $15.50
Real-time Price: $14.40 info
Change: -$1.10 (-7%) info
Market Cap: $1.297B info
XZO
May 26, 2026, 4:23 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $13.47
Real-time Price: $14.40 info
Change: +$0.930 (+7%) info
Market Cap: $1.297B info
XZO
May 26, 2026, 4:17 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $13.47
Real-time Price: $14.40 info
Change: +$0.930 (+7%) info
Market Cap: $1.297B info
XZO
May 07, 2026, 4:16 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $13.94
Real-time Price: $14.40 info
Change: +$0.460 (+3%) info
Market Cap: $1.297B info
XZO
May 06, 2026, 4:33 PM EDT
Source: Wiseek News
Importance Score:
8
Price at Filing: $16.00
Real-time Price: $14.40 info
Change: -$1.60 (-10%) info
Market Cap: $1.297B info
XZO
May 06, 2026, 4:20 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $15.85
Real-time Price: $14.40 info
Change: -$1.45 (-9%) info
Market Cap: $1.297B info
XZO
Feb 26, 2026, 4:14 PM EST
Filing Type: 10-K
Importance Score:
7
Price at Filing: $16.64
Real-time Price: $14.40 info
Change: -$2.24 (-13%) info
Market Cap: $1.297B info
XZO
Feb 25, 2026, 5:00 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $15.93
Real-time Price: $14.40 info
Change: -$1.53 (-10%) info
Market Cap: $1.297B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets