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Wintrust Financial Corp

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Wintrust Financial Corp

WTFC·NASDAQ·Finance·CIK 0001015328

Wintrust Financial Corporation provides community-oriented, personal, and commercial banking services primarily in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and west Michigan. These services are delivered through its sixteen wholly-owned banking subsidiaries. The company also originates residential mortgages for sale into the secondary market via Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A. Beyond traditional banking, Wintrust offers specialty finance services. This includes financing for property and casualty insurance premiums and life insurance premiums nationally through FIRST Insurance Funding and Wintrust Life Finance, both divisions of Lake Forest Bank & Trust Company, N.A. In Canada, these premium finance services are provided by First Insurance Funding of Canada Inc. Wintrust also offers lease financing and other direct leasing opportunities through Wintrust Asset Finance, Inc., and short-term accounts receivable financing and outsourced administrative services through Tricom, Inc. of Milwaukee. Additionally, Wintrust provides a full range of wealth management services, mainly to customers in its market area, through four subsidiaries: Wintrust Private Trust Company, N.A., Wintrust Investments, LLC, Great Lakes Advisors, LLC, and Chicago Deferred Exchange Company, LLC. The company's operations are organized into three primary reporting segments: community banking, specialty finance, and wealth management.

Wintrust Financial Corp (NASDAQ:WTFC) is a publicly traded company in the Finance sector. Wiseek has independently scored 8 items for WTFC at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-20, rated 7/10. Across its 8 most recent items scored 7 or higher, the top rating is 8/10, with 4 rated 8 or above. Recent SEC coverage for WTFC spans 8-K, 10-Q, 10-K.

Recent high-impact activity:

  • Wintrust Posts Record Q2 Net Income of $233.7M, $3.30 EPS, on Surging Loan and Deposit Growth
  • Wintrust Q2 Revenue Beats, Record NII on Loan Growth; Margin Slips to 3.50%
  • Wintrust to Acquire Northern Trust's $1.2B Guardianship Services Business
  • Wintrust Financial Reports Strong Q1 2026 Earnings with 20% EPS Growth and Increased Dividend
  • Wintrust Financial Reports Record Q1 Net Income and EPS, Boosts Dividend

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$265.63M
Net Income
$823.84M
Diluted EPS
$11.40
Op. Cash Flow
$910.35M
Free Cash Flow
$860.4M
Cash & Equivalents
$467.94M
Debt / Equity
0.00×
Net Margin
310.1%
Shares Outstanding
66.97M sh
Source: 10-K · filed 2026-02-26 · accession 0001015328-26-000007

Short Interest & Short Volume

6.62 days to cover

FINRA reported short interest of 2,623,881 shares in WTFC as of the September 15, 2026 settlement, a 3.2% decrease from the prior period — about 6.6 days to cover at its recent average daily volume. On October 2, 2026, 64.1% of WTFC volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)2,623,881 shares as of September 15, 2026
Change vs prior period▼ 3.2%
Days to cover6.62 at avg daily volume of 396,207
Daily short volume (FINRA facilities)64.1% of 163,247 shares on October 2, 2026
5-day average short volume41.1%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for WTFC, detected from its recent SEC filings.

1 shelf registration

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$145.02
52-week range · as of 2026-07-20 $119.61 – $167.22
Market cap
$9.78B
Volume
436K (1.0× avg)
3-mo avg 444K
Live data · 2026-10-05 04:24 UTC · Market overnight

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feed WTFC - Latest Insights

WTFC
Jul 20, 2026, 4:56 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $163.66
Real-time Price: $145.02 info
Change: -$18.64 (-11%) info
Market Cap: $9.784B info
WTFC
Jul 20, 2026, 4:29 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $163.66
Real-time Price: $145.02 info
Change: -$18.64 (-11%) info
Market Cap: $9.784B info
WTFC
Jul 07, 2026, 2:09 AM EDT
Source: dpa-AFX
Importance Score:
7
Price at Filing: $162.79
Real-time Price: $145.02 info
Change: -$17.76 (-11%) info
Market Cap: $9.784B info
WTFC
May 06, 2026, 4:59 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $153.28
Real-time Price: $145.02 info
Change: -$8.26 (-5%) info
Market Cap: $9.784B info
WTFC
Apr 20, 2026, 4:39 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $149.01
Real-time Price: $145.02 info
Change: -$3.99 (-3%) info
Market Cap: $9.784B info
WTFC
Apr 20, 2026, 4:25 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $147.67
Real-time Price: $145.02 info
Change: -$2.65 (-2%) info
Market Cap: $9.784B info
WTFC
Feb 26, 2026, 4:34 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $152.18
Real-time Price: $145.02 info
Change: -$7.16 (-5%) info
Market Cap: $9.784B info
WTFC
Jan 20, 2026, 5:10 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $146.00
Real-time Price: $145.02 info
Change: -$0.980 (-0.67%) info
Market Cap: $9.784B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets