WINTRUST FINANCIAL CORP

Wintrust Financial Corporation provides community-oriented, personal, and commercial banking services primarily in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and west Michigan. These services are delivered through its sixteen wholly-owned banking subsidiaries. The company also originates residential mortgages for sale into the secondary market via Wintrust Mortgage, a division of Barrington Bank & Trust Company, N.A. Beyond traditional banking, Wintrust offers specialty finance services. This includes financing for property and casualty insurance premiums and life insurance premiums nationally through FIRST Insurance Funding and Wintrust Life Finance, both divisions of Lake Forest Bank & Trust Company, N.A. In Canada, these premium finance services are provided by First Insurance Funding of Canada Inc. Wintrust also offers lease financing and other direct leasing opportunities through Wintrust Asset Finance, Inc., and short-term accounts receivable financing and outsourced administrative services through Tricom, Inc. of Milwaukee. Additionally, Wintrust provides a full range of wealth management services, mainly to customers in its market area, through four subsidiaries: Wintrust Private Trust Company, N.A., Wintrust Investments, LLC, Great Lakes Advisors, LLC, and Chicago Deferred Exchange Company, LLC. The company's operations are organized into three primary reporting segments: community banking, specialty finance, and wealth management.