W.T.B. Financial Corporation

W.T.B. Financial Corporation is a bank holding company that operates Washington Trust Bank, providing banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers across the United States. The company offers a range of deposit products, including checking, savings, money market, health savings, retirement, and individual retirement accounts, along with certificates of deposit. Its lending services include credit and debit cards; personal loans such as auto and toy loans, personal lines of credit and term loans, home equity lines of credit, and home equity loans; home loans; and business loans, which encompass equipment lending, commercial real estate, agricultural, and SBA lending. Mortgage loan offerings include first-time home buyer loans, manufactured home loans, refinance options, and jumbo loans. Additionally, W.T.B. Financial Corporation provides trade finance products, standby letters of credit, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. The company also offers small business banking and wealth management services, covering investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody and safekeeping services, as well as portfolio management. Further services include fraud detection and prevention, identity and overdraft protection, online and mobile security, and investment services suchades retirement planning, mutual funds, stocks and bonds, life and long-term care insurances, annuities, brokerage, fee-based planning, and education funding. Online and mobile banking services are also available. W.T.B. Financial Corporation was founded in 1902 and is headquartered in Spokane, Washington.