Wise Group plc

Wise Group plc provides a financial infrastructure for international money movement, aiming to make cross-border transactions instant, convenient, low-cost, and transparent. The company's mission is to enable "money without borders," ensuring that using money in another country is not more expensive or less convenient, and that transaction costs are always clear. Wise Group offers its services through three main product offerings. The Wise Account is designed for personal customers, allowing individuals to send, spend, hold, and receive payments in multiple currencies. Wise Business caters to small and medium-sized businesses, providing similar cross-border transaction services. Wise Platform extends the company's products to banks, financial institutions, and other enterprises, enabling them to offer Wise's services to their own customers. In the year ended March 31, 2026, Wise Group's infrastructure facilitated payments across more than 40 currencies, moving $243.5 billion across borders for 18.9 million people and businesses. The company estimates these transactions saved customers approximately $3.3 billion compared to alternative banks and payment providers. As of March 31, 2026, customer holdings across cash and Wise Assets balances totaled $39 billion, which included $9.0 billion held in Wise Assets, a feature allowing customers to earn a return on their money while maintaining accessibility. Payments are typically processed in under 20 seconds.