WESBANCO INC

Wesbanco, Inc. is a bank holding company incorporated in 1968 and headquartered in Wheeling, West Virginia, offering a full range of financial services. The company operates through two reportable segments: community banking and trust and investment services. As of December 31, 2025, Wesbanco operated one commercial bank, Wesbanco Bank, Inc. Wesbanco Bank has 251 branches and 266 ATM machines located in West Virginia, Ohio, western Pennsylvania, Kentucky, Indiana, Michigan, and Maryland. Total assets of Wesbanco as of December 31, 2025, approximated $27.7 billion. Wesbanco Bank offers trust and investment services, including various alternative investment products such as mutual funds and annuities. The market value of assets under management for the trust and investment services segment was approximately $7.9 billion as of December 31, 2025. These assets are held by Wesbanco Bank in fiduciary or agency capacities for its customers and are not included on Wesbanco's Consolidated Balance Sheets. Wesbanco also provides additional services through its wholly-owned non-banking subsidiaries. Wesbanco Insurance Services, Inc. is a multi-line insurance agency specializing in property, casualty, life, and title insurance, along with benefit plan sales and administration for personal and commercial clients. Wesbanco Securities, Inc. is a full-service broker-dealer that also offers discount brokerage services. Wesbanco Asset Management, Inc. holds certain investment securities and a loan in a Delaware-based subsidiary. Wesbanco Properties, Inc. holds certain commercial real estate properties, which are leased to Wesbanco Bank and non-related third parties. FAH, LLC and Flagship Acquisitions Trust, acquired in the Old Line Bancshares, Inc. acquisition, are Maryland limited liability corporations that hold certain real estate properties located in the Maryland area.