WILSON BANK HOLDING CO

Wilson Bank Holding Company is a bank holding company incorporated in Tennessee on March 17, 1992. The company's primary purpose was to acquire and operate Wilson Bank and Trust, which it did on November 17, 1992, by acquiring 100% of the bank's capital stock. Wilson Bank and Trust is the company's sole direct subsidiary and conducts all of its banking business as a state-chartered bank organized under Tennessee law. Previously, the Bank held a 51% membership interest in Encompass Home Lending, LLC, a joint venture offering residential mortgage banking services to customers of certain home builders and other mortgage customers in the Bank's markets. Effective June 1, 2025, the Bank sold its 51% interest in Encompass to Encompass Home Lending Investors, LLC, which previously owned 49% of Encompass. As of February 27, 2026, the Bank operates full-service banking offices across several Tennessee counties: Davidson (1), DeKalb (1), Hamilton (1), Putnam (2), Rutherford (5), Smith (1), Sumner (2), Trousdale (1), Williamson (3), and Wilson (12), totaling 29 offices. Additionally, the Bank operates one loan production office in Williamson County. The company targets local consumers, professionals, and small businesses in these counties.