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Westamerica Bancorporation

corporate_fare Company Profile

Westamerica Bancorporation

WABC·NASDAQ·Finance·CIK 0000311094

Westamerica Bancorporation is a bank holding company that provides a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary, Westamerica Bank. The company's legal headquarters are in San Rafael, California, and its principal administrative offices are in Fairfield, California. Westamerica Bank is a California-chartered commercial bank with deposits insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The company's strategic focus is on the banking needs of small businesses. The principal communities served are located in Northern and Central California, extending from Mendocino, Lake, and Nevada Counties in the north to Kern County in the south. Westamerica Bank also owns 100% of Community Banker Services Corporation (CBSC), which provides data processing and other support functions to the company and its subsidiaries. The company was incorporated in California in 1972 as "Independent Bankshares Corporation" and operated as a multi-bank holding company until mid-1983, when its six subsidiary banks merged into Westamerica Bank, and the holding company's name changed to Westamerica Bancorporation. The company acquired five banks in its market area during the early to mid-1990s. In April 1997, it acquired ValliCorp Holdings, Inc., parent company of ValliWide Bank. Between 2000 and 2005, the company acquired three additional banks.

Westamerica Bancorporation (NASDAQ:WABC) is a publicly traded company in the Finance sector. Wiseek has independently scored 10 items for WABC at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-10-15, rated 7/10. Across its 10 most recent items scored 7 or higher, the top rating is 8/10, with 3 rated 8 or above. Recent SEC coverage for WABC spans 10-Q, 8-K, 10-K.

Recent high-impact activity:

  • Westamerica Posts $1.22 Q3 EPS as Buyback-Driven Growth Continues
  • Westamerica Bancorporation Reports Mixed Q2 Results: EPS Boosted by Buybacks Amidst Declining Net Interest Income and Rising Unrealized Losses
  • Westamerica Bancorporation Reports Continued Decline in Q1 Net Income and EPS Amidst Rising Expenses
  • Westamerica Bancorporation Expands Share Repurchase Plan by 2 Million Shares
  • Westamerica Bancorp Boosts Share Buyback Authorization by 2 Million Shares

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$258.06M
Net Income
$116.17M
Diluted EPS
$4.52
Op. Cash Flow
$121.9M
Free Cash Flow
$119.65M
Total Debt
$137.3M
Debt / Equity
0.15×
Net Margin
45.0%
Shares Outstanding
24.62M sh
Source: 10-K · filed 2026-02-27 · accession 0001171843-26-001195

Short Interest & Short Volume

4.97 days to cover

FINRA reported short interest of 919,795 shares in WABC as of the October 15, 2026 settlement, a 6.6% increase from the prior period — about 5.0 days to cover at its recent average daily volume. On November 6, 2026, 70.0% of WABC volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)919,795 shares as of October 15, 2026
Change vs prior period▲ 6.6%
Days to cover4.97 at avg daily volume of 185,034
Daily short volume (FINRA facilities)70.0% of 37,940 shares on November 6, 2026
5-day average short volume56.2%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Browse all tickers starting with W →
$60.1 +0.43% today
52-week range · as of 2026-08-05 $44.93 – $63.61
Market cap
$1.38B
Volume
125.9K (0.7× avg)
3-mo avg 180.9K
Live data · 2026-11-07 03:34 UTC · Market overnight

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feed WABC - Latest Insights

WABC
Oct 15, 2026, 10:57 AM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $59.61
Real-time Price: $60.10 info
Change: +$0.490 (+0.82%) info
Market Cap: $1.381B info
WABC
Aug 05, 2026, 2:43 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $60.15
Real-time Price: $60.10 info
Change: -$0.045 (-0.07%) info
Market Cap: $1.381B info
WABC
May 08, 2026, 1:53 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $54.63
Real-time Price: $60.10 info
Change: +$5.48 (+10%) info
Market Cap: $1.381B info
WABC
Apr 24, 2026, 5:16 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $54.85
Real-time Price: $60.10 info
Change: +$5.25 (+10%) info
Market Cap: $1.381B info
WABC
Apr 24, 2026, 4:00 PM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $55.09
Real-time Price: $60.10 info
Change: +$5.01 (+9%) info
Market Cap: $1.381B info
WABC
Apr 23, 2026, 2:17 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $54.46
Real-time Price: $60.10 info
Change: +$5.64 (+10%) info
Market Cap: $1.381B info
WABC
Apr 16, 2026, 2:02 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $53.51
Real-time Price: $60.10 info
Change: +$6.59 (+12%) info
Market Cap: $1.381B info
WABC
Apr 16, 2026, 11:04 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $53.28
Real-time Price: $60.10 info
Change: +$6.82 (+13%) info
Market Cap: $1.381B info
WABC
Feb 27, 2026, 5:08 PM EST
Filing Type: 10-K
Importance Score:
7
Price at Filing: $50.65
Real-time Price: $60.10 info
Change: +$9.45 (+19%) info
Market Cap: $1.381B info
WABC
Jan 15, 2026, 2:19 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $50.80
Real-time Price: $60.10 info
Change: +$9.30 (+18%) info
Market Cap: $1.381B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets