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UWM Holdings Corp

corporate_fare Company Profile

UWM Holdings Corp

UWMC·NYSE·Finance·CIK 0001783398

UWM Holdings Corporation (UWMC) is the publicly traded indirect parent of United Wholesale Mortgage, LLC (UWM), which is the largest overall residential mortgage lender and the largest purchase lender in the U.S. by closed loan volume. UWM originates loans exclusively through the wholesale channel across all 50 states and the District of Columbia, focusing primarily on conforming and government loans. Founded in 1986 and headquartered in Pontiac, Michigan, the company operates with a client-focused culture, providing customer service, efficiency, and operational stability to Independent Mortgage Brokers. UWM Holdings Corporation began trading on the New York Stock Exchange (NYSE) on January 22, 2021, under the ticker symbol "UWMC," following its business combination with Gores Holdings IV, Inc. on January 21, 2021. The company's strategy is to operate solely as a Wholesale Mortgage Lender, avoiding direct competition with Independent Mortgage Brokers for borrower relationships. This approach aims to generate higher loyalty and satisfaction from its broker clients, who then direct a growing share of residential mortgage volume. The business model is centered on the origination business, with a specific focus on purchase loans, which historically experience less volatility from interest rate movements compared to refinancing mortgage loan origination volume.

UWM Holdings Corp (NYSE:UWMC) is a publicly traded company in the Finance sector. Wiseek has independently scored 52 items for UWMC at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-10-23, rated 8/10. Across its 20 most recent items scored 7 or higher, the top rating is 9/10, with 15 rated 8 or above. Recent SEC coverage for UWMC spans 8-K, 424B7, 424B5, FWP.

Recent high-impact activity:

  • UWM Pre-Announces Q3 Swing to $205-220M Net Income, Flags Weak Rights Offering Demand
  • UWM Swings to $205-$220M Q3 Profit, Will Sell $70-$80B of MSRs to Cut Debt
  • UWM Stock Crashes 34% as Hedging Losses Trigger Securities Fraud Lawsuit
  • UWM Launches $400M Rights Offering; Rights Ineligible for NYSE Trading
  • UWM Registers Resale of $2.82B in Oaktree Securities — 330M Share Overhang

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$3.16B
Net Income
$27.38M
Diluted EPS
$0.12
Op. Cash Flow
-$2.65B
Free Cash Flow
-$2.72B
Cash & Equivalents
$503.36M
Total Debt
$2.98B
Debt / Equity
1.87×
Net Margin
0.9%
Shares Outstanding
211.41M sh
Source: 10-K · filed 2026-02-25 · accession 0001783398-26-000013

Short Interest & Short Volume

6.51 days to cover

FINRA reported short interest of 85,970,120 shares in UWMC as of the October 15, 2026 settlement, a 12.7% decrease from the prior period — about 6.5 days to cover at its recent average daily volume. On October 30, 2026, 57.2% of UWMC volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)85,970,120 shares as of October 15, 2026
Change vs prior period▼ 12.7%
Days to cover6.51 at avg daily volume of 13,202,684
Daily short volume (FINRA facilities)57.2% of 4,977,211 shares on October 30, 2026
5-day average short volume58.0%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Moderate risk

Filing-implied dilution signals for UWMC, detected from its recent SEC filings · based on capital-structure filings through 2026-10-27.

2 recent capital raises1 shelf registration

Preliminary Q3 Results Restated · Rights Offering Prospectus Updated

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$1.57 -0.10% today
52-week range · as of 2026-10-23 $0.9303 – $6.15
Market cap
$2.52B
Volume
11.3M (0.8× avg)
3-mo avg 13.4M
Live data · 2026-10-31 10:39 UTC · Market closed

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feed UWMC - Latest Insights

UWMC
Oct 23, 2026, 8:43 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $1.18
Real-time Price: $1.57 info
Change: +$0.3885 (+33%) info
Market Cap: $2.523B info
UWMC
Oct 23, 2026, 8:30 AM EDT
Source: BusinessWire
Importance Score:
8
Price at Filing: $1.16
Real-time Price: $1.57 info
Change: +$0.4127 (+36%) info
Market Cap: $2.523B info
UWMC
Oct 06, 2026, 5:36 AM EDT
Source: PR Newswire
Importance Score:
7
Price at Filing: $1.29
Real-time Price: $1.57 info
Change: +$0.2785 (+22%) info
Market Cap: $2.523B info
UWMC
Oct 05, 2026, 5:20 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $1.30
Real-time Price: $1.57 info
Change: +$0.2688 (+21%) info
Market Cap: $2.523B info
UWMC
Oct 01, 2026, 4:51 PM EDT
Filing Type: 424B7
Importance Score:
7
Price at Filing: $1.21
Real-time Price: $1.57 info
Change: +$0.3585 (+30%) info
Market Cap: $2.523B info
UWMC
Sep 29, 2026, 4:29 PM EDT
Filing Type: 424B5
Importance Score:
8
Price at Filing: $1.26
Real-time Price: $1.57 info
Change: +$0.3085 (+24%) info
Market Cap: $2.523B info
UWMC
Sep 23, 2026, 8:00 AM EDT
Filing Type: FWP
Importance Score:
7
Price at Filing: $1.25
Real-time Price: $1.57 info
Change: +$0.3176 (+25%) info
Market Cap: $2.523B info
UWMC
Sep 22, 2026, 4:01 PM EDT
Source: BusinessWire
Importance Score:
9
Price at Filing: $1.27
Real-time Price: $1.57 info
Change: +$0.3035 (+24%) info
Market Cap: $2.523B info
UWMC
Sep 02, 2026, 4:15 PM EDT
Filing Type: PRE 14C
Importance Score:
7
Price at Filing: $1.44
Real-time Price: $1.57 info
Change: +$0.1285 (+9%) info
Market Cap: $2.523B info
UWMC
Aug 18, 2026, 6:10 AM EDT
Source: PR Newswire
Importance Score:
8
Price at Filing: $1.48
Real-time Price: $1.57 info
Change: +$0.084 (+6%) info
Market Cap: $2.523B info
UWMC
Aug 11, 2026, 5:30 AM EDT
Source: Dow Jones Newswires
Importance Score:
9
Price at Filing: $1.40
Real-time Price: $1.57 info
Change: +$0.1685 (+12%) info
Market Cap: $2.523B info
UWMC
Aug 10, 2026, 5:51 PM EDT
Filing Type: SCHEDULE 13D/A
Importance Score:
9
Price at Filing: $1.42
Real-time Price: $1.57 info
Change: +$0.1516 (+11%) info
Market Cap: $2.523B info
UWMC
Aug 05, 2026, 9:57 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $1.51
Real-time Price: $1.57 info
Change: +$0.0585 (+4%) info
Market Cap: $2.523B info
UWMC
Aug 05, 2026, 4:59 PM EDT
Source: Reuters
Importance Score:
9
Price at Filing: $1.75
Real-time Price: $1.57 info
Change: -$0.1813 (-10%) info
Market Cap: $2.523B info
UWMC
Jun 22, 2026, 10:51 AM EDT
Filing Type: DFAN14A
Importance Score:
9
Price at Filing: $2.10
Real-time Price: $1.57 info
Change: -$0.5265 (-25%) info
Market Cap: $2.523B info
UWMC
Jun 22, 2026, 10:45 AM EDT
Filing Type: DFAN14A
Importance Score:
9
Price at Filing: $2.11
Real-time Price: $1.57 info
Change: -$0.5401 (-26%) info
Market Cap: $2.523B info
UWMC
Jun 15, 2026, 3:12 PM EDT
Filing Type: DFAN14A
Importance Score:
9
Price at Filing: $2.35
Real-time Price: $1.57 info
Change: -$0.7815 (-33%) info
Market Cap: $2.523B info
UWMC
Jun 04, 2026, 5:55 PM EDT
Filing Type: DFAN14A
Importance Score:
9
Price at Filing: $2.64
Real-time Price: $1.57 info
Change: -$1.07 (-41%) info
Market Cap: $2.523B info
UWMC
Jun 04, 2026, 5:21 PM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $2.65
Real-time Price: $1.57 info
Change: -$1.08 (-41%) info
Market Cap: $2.523B info
UWMC
May 28, 2026, 3:47 PM EDT
Filing Type: DFAN14A
Importance Score:
9
Price at Filing: $3.16
Real-time Price: $1.57 info
Change: -$1.59 (-50%) info
Market Cap: $2.523B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets