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Unity Bancorp, Inc.

corporate_fare Company Profile

Unity Bancorp, Inc.

UNTY·NASDAQ·Finance·CIK 0000920427

Unity Bancorp, Inc. operates as the holding company for Unity Bank, providing commercial and retail banking services. The company offers a range of deposit products including personal and business checking, money market, savings, and retirement accounts, as well as time deposits and both noninterest and interest-bearing demand deposits. Its lending activities encompass commercial, small business administration, consumer, mortgage, and home equity and personal loans. Unity Bancorp also provides owner and non-owner-occupied commercial mortgages. The company is involved in residential construction, commercial, and industrial lending, with loans secured by business assets such as real estate, receivables, inventory, and equipment. Additionally, Unity Bancorp offers various other services including credit and debit cards, wire transfers, safe deposit boxes, automated teller services, internet and mobile banking, automated clearing house origination, remote deposit capture, and business services like escrow accounts, merchant services, and online services. Unity Bancorp, Inc. was founded in 1991 and is headquartered in Clinton, New Jersey.

Unity Bancorp, Inc. (NASDAQ:UNTY) is a publicly traded company in the Finance sector. Wiseek has independently scored 8 items for UNTY at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-09-23, rated 7/10. Across its 8 most recent items scored 7 or higher, the top rating is 8/10, with 3 rated 8 or above. Recent SEC coverage for UNTY spans 8-K, 10-Q, DEF 14A, 10-K.

Recent high-impact activity:

  • Unity Bancorp CEO James Hughes to Retire March 2027; President George Boyan Named Successor
  • Unity Bancorp Q2: $1.42 EPS, NIM Climbs to 4.56%, Two Directors Join Board
  • Unity Bancorp Reports Strong Q1 Earnings Growth and Robust Capital, Nonaccrual Loans Rise
  • Unity Bancorp Details Strong 2025 Performance Amidst Q1 Decline and Rising Nonaccrual Assets
  • Unity Bancorp Reports Sequential Earnings Decline and Rising Nonaccrual Assets in Q1 2026

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$131.81M
Net Income
$57.95M
Diluted EPS
$5.67
Op. Cash Flow
$44.91M
Free Cash Flow
$44.34M
Cash & Equivalents
$216.52M
Debt / Equity
0.00×
Net Margin
44.0%
Shares Outstanding
9.98M sh
Source: 10-K · filed 2026-03-04 · accession 0000920427-26-000012

Short Interest & Short Volume

3.22 days to cover

FINRA reported short interest of 162,095 shares in UNTY as of the September 15, 2026 settlement, a 5.7% increase from the prior period — about 3.2 days to cover at its recent average daily volume. On October 2, 2026, 58.2% of UNTY volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)162,095 shares as of September 15, 2026
Change vs prior period▲ 5.7%
Days to cover3.22 at avg daily volume of 50,416
Daily short volume (FINRA facilities)58.2% of 11,056 shares on October 2, 2026
5-day average short volume63.6%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$55.34
52-week range · as of 2026-09-23 $44.34 – $62.5
Market cap
$555.76M
Volume
42.9K (0.8× avg)
3-mo avg 56.2K
Live data · 2026-10-05 02:50 UTC · Market closed

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feed UNTY - Latest Insights

UNTY
Sep 23, 2026, 4:30 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $57.01
Real-time Price: $55.34 info
Change: -$1.67 (-3%) info
Market Cap: $555.756M info
UNTY
Jul 14, 2026, 6:00 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $57.35
Real-time Price: $55.34 info
Change: -$2.01 (-4%) info
Market Cap: $555.756M info
UNTY
May 07, 2026, 4:16 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $53.77
Real-time Price: $55.34 info
Change: +$1.57 (+3%) info
Market Cap: $555.756M info
UNTY
Apr 22, 2026, 4:01 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $52.44
Real-time Price: $55.34 info
Change: +$2.90 (+6%) info
Market Cap: $555.756M info
UNTY
Apr 14, 2026, 6:04 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $56.24
Real-time Price: $55.34 info
Change: -$0.900 (-2%) info
Market Cap: $555.756M info
UNTY
Mar 06, 2026, 4:01 PM EST
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $51.08
Real-time Price: $55.34 info
Change: +$4.26 (+8%) info
Market Cap: $555.756M info
UNTY
Mar 04, 2026, 4:40 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $53.00
Real-time Price: $55.34 info
Change: +$2.34 (+4%) info
Market Cap: $555.756M info
UNTY
Jan 13, 2026, 6:04 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $52.48
Real-time Price: $55.34 info
Change: +$2.86 (+5%) info
Market Cap: $555.756M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets