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UNION BANKSHARES INC

corporate_fare Company Profile

UNION BANKSHARES INC

UNB·NASDAQ·Finance·CIK 0000706863

Union Bankshares, Inc. is a one-bank holding company operating in the financial services industry as a community bank. Incorporated in Vermont in 1982, its sole subsidiary is Union Bank, which was organized and chartered as a state bank in 1891. Both entities are headquartered in Morrisville, Vermont. The Company's common stock trades on the Nasdaq Global Market under the symbol "UNB". Union Bankshares, Inc. operates with one definable business segment, Union Bank. This segment provides full retail, commercial, municipal banking, and wealth management and trust services. These services are delivered through 18 branch banking locations, three loan centers, and several ATMs across northern Vermont and northern New Hampshire. Additionally, many services are accessible via telephone, mobile devices, and its website, www.ublocal.com. Union Bank aims to provide quality retail banking services to individuals and commercial banking services to small and medium-sized business corporations, limited liability companies, partnerships, sole proprietorships, nonprofit organizations, local municipalities, and school districts within its market area. The Company's income primarily comes from interest and fees on loans and earnings on other investments. Its main expenses include interest paid on deposits and borrowings, salaries and wages, health insurance and other employee benefits, and general overhead expenses, including occupancy and equipment. Profitability largely depends on net interest income, which is the difference between interest and dividend income on interest-earning assets (such as loans, investment securities, and interest-earning deposits in banks) and interest expense on interest-bearing liabilities.

UNION BANKSHARES INC (NASDAQ:UNB) is a publicly traded company in the Finance sector. Wiseek has independently scored 15 items for UNB at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-07, rated 7/10. Across its 15 most recent items scored 7 or higher, the top rating is 8/10, with 6 rated 8 or above. Recent SEC coverage for UNB spans 10-Q, 8-K, SCHEDULE 13D, 8-K/A.

Recent high-impact activity:

  • Union Bankshares Q2 Earnings Rise 22% on Wider Margins; ATM Offering Adds $7.4M in Capital
  • Union Bankshares Q2 Profit Jumps 21% on Higher Interest Income
  • Union Bankshares Q2 Earnings Rise 21% to $0.61/Share, Declares $0.36 Dividend Amid CEO Transition
  • Activist Investor Anita G. Zucker Discloses 7.54% Stake, Signals Intent for Corporate Influence
  • Union Bankshares Q1 Net Income Jumps 20% to $3M, EPS $0.65

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$54.48M
Net Income
$11.08M
Diluted EPS
$2.41
Op. Cash Flow
$17.23M
Free Cash Flow
$15.97M
Cash & Equivalents
$12.3M
Debt / Equity
0.00×
Net Margin
20.3%
Shares Outstanding
4.56M sh
Source: 10-K · filed 2026-03-20 · accession 0000706863-26-000029

Short Interest & Short Volume

3.42 days to cover

FINRA reported short interest of 12,610 shares in UNB as of the September 15, 2026 settlement, a 28.6% decrease from the prior period — about 3.4 days to cover at its recent average daily volume. On October 2, 2026, 53.4% of UNB volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)12,610 shares as of September 15, 2026
Change vs prior period▼ 28.6%
Days to cover3.42 at avg daily volume of 3,692
Daily short volume (FINRA facilities)53.4% of 1,725 shares on October 2, 2026
5-day average short volume63.5%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$23.03
52-week range · as of 2026-08-07 $20.65 – $27.74
Market cap
$113.9M
Volume
3K (0.8× avg)
3-mo avg 4K
Live data · 2026-10-03 19:02 UTC · Market closed

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feed UNB - Latest Insights

UNB
Aug 07, 2026, 3:21 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $23.45
Real-time Price: $23.03 info
Change: -$0.420 (-2%) info
Market Cap: $113.903M info
UNB
Jul 15, 2026, 4:14 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $25.30
Real-time Price: $23.03 info
Change: -$2.27 (-9%) info
Market Cap: $113.903M info
UNB
Jul 15, 2026, 1:59 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $24.74
Real-time Price: $23.03 info
Change: -$1.70 (-7%) info
Market Cap: $113.903M info
UNB
May 18, 2026, 3:05 PM EDT
Filing Type: SCHEDULE 13D
Importance Score:
8
Price at Filing: $23.39
Real-time Price: $23.03 info
Change: -$0.3588 (-2%) info
Market Cap: $113.903M info
UNB
May 08, 2026, 4:27 PM EDT
Source: Wiseek News
Importance Score:
7
Price at Filing: $24.18
Real-time Price: $23.03 info
Change: -$1.15 (-5%) info
Market Cap: $113.903M info
UNB
May 07, 2026, 4:24 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $24.55
Real-time Price: $23.03 info
Change: -$1.52 (-6%) info
Market Cap: $113.903M info
UNB
Apr 17, 2026, 11:00 AM EDT
Filing Type: 8-K/A
Importance Score:
8
Price at Filing: $24.48
Real-time Price: $23.03 info
Change: -$1.45 (-6%) info
Market Cap: $113.903M info
UNB
Apr 15, 2026, 5:13 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $23.92
Real-time Price: $23.03 info
Change: -$0.890 (-4%) info
Market Cap: $113.903M info
UNB
Apr 15, 2026, 3:11 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $24.21
Real-time Price: $23.03 info
Change: -$1.18 (-5%) info
Market Cap: $113.903M info
UNB
Apr 08, 2026, 12:57 PM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $24.26
Real-time Price: $23.03 info
Change: -$1.23 (-5%) info
Market Cap: $113.903M info
UNB
Mar 24, 2026, 12:42 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $23.75
Real-time Price: $23.03 info
Change: -$0.720 (-3%) info
Market Cap: $113.903M info
UNB
Mar 20, 2026, 12:57 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $22.55
Real-time Price: $23.03 info
Change: +$0.480 (+2%) info
Market Cap: $113.903M info
UNB
Feb 26, 2026, 3:57 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $24.53
Real-time Price: $23.03 info
Change: -$1.50 (-6%) info
Market Cap: $113.903M info
UNB
Feb 05, 2026, 1:24 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $25.08
Real-time Price: $23.03 info
Change: -$2.04 (-8%) info
Market Cap: $113.903M info
UNB
Jan 21, 2026, 3:36 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $24.33
Real-time Price: $23.03 info
Change: -$1.30 (-5%) info
Market Cap: $113.903M info
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