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UMB FINANCIAL CORP

corporate_fare Company Profile

UMB FINANCIAL CORP

UMBF·NASDAQ·Finance·CIK 0000101382

UMB Financial Corporation is a financial holding company based in Kansas City, Missouri, providing banking and asset servicing to customers in the United States and globally. Organized under Missouri law in 1967, the company operates as a bank holding company and a financial holding company. It owns all outstanding stock of one national bank and several nonbank subsidiaries. On January 31, 2025, UMB Financial Corporation acquired Heartland Financial USA, Inc. (HTLF) in an all-stock transaction. This involved issuing 23.6 million shares of the company's common stock and 4.6 million depositary shares, each representing a 1/400th interest in a share of the company's 7.00% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A. As part of this merger, HTLF merged into UMB Financial Corporation. One day after the acquisition, HTLF's bank subsidiary, HTLF Bank, merged into UMB Bank, National Association, UMB Financial Corporation's national bank subsidiary. On April 29, 2024, the company also announced a forward sale agreement to issue 2.8 million shares of its common stock, with an option for underwriters to purchase up to an additional 420 thousand shares within 30 days of April 28, 2024.

UMB FINANCIAL CORP (NASDAQ:UMBF) is a publicly traded company in the Finance sector. Wiseek has independently scored 10 items for UMBF at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-30, rated 8/10. Across its 10 most recent items scored 7 or higher, the top rating is 9/10, with 10 rated 8 or above. Recent SEC coverage for UMBF spans 10-Q, 8-K, SCHEDULE 13D/A, DEF 14A.

Recent high-impact activity:

  • UMB Financial Q2 2026: Net Income Jumps 28% on Expanding Margins and Loan Growth
  • UMB Financial Delivers Strong Q2 Earnings Beat and a 16.3% Dividend Hike
  • UMB Financial Reports Robust Q1 2026 Earnings, Increases Dividend, and Authorizes New Share Repurchase Program
  • UMB Financial Board Authorizes 2M Share Buyback, Valued at $250M
  • UMB Financial Q1 Adjusted EPS of $4.76 Soars Past Estimates by 70%

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$2.65B
Net Income
$702.4M
Diluted EPS
$9.29
Op. Cash Flow
$1.03B
Free Cash Flow
$978.11M
Cash & Equivalents
$7.77B
Total Debt
$474.23M
Debt / Equity
0.06×
Net Margin
26.5%
Shares Outstanding
75.96M sh
Source: 10-K · filed 2026-02-26 · accession 0001193125-26-076496

Short Interest & Short Volume

6.72 days to cover

FINRA reported short interest of 3,634,556 shares in UMBF as of the September 15, 2026 settlement, a 6.1% increase from the prior period — about 6.7 days to cover at its recent average daily volume. On October 2, 2026, 67.8% of UMBF volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)3,634,556 shares as of September 15, 2026
Change vs prior period▲ 6.1%
Days to cover6.72 at avg daily volume of 540,486
Daily short volume (FINRA facilities)67.8% of 200,302 shares on October 2, 2026
5-day average short volume63.2%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$130.94
52-week range · as of 2026-07-30 $103.38 – $149.63
Market cap
$9.94B
Volume
654.7K (1.1× avg)
3-mo avg 615.9K
Live data · 2026-10-03 10:40 UTC · Market closed

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feed UMBF - Latest Insights

UMBF
Jul 30, 2026, 9:01 AM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $148.82
Real-time Price: $130.94 info
Change: -$17.88 (-12%) info
Market Cap: $9.945B info
UMBF
Jul 28, 2026, 4:05 PM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $143.98
Real-time Price: $130.94 info
Change: -$13.04 (-9%) info
Market Cap: $9.945B info
UMBF
Apr 30, 2026, 9:01 AM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $124.97
Real-time Price: $130.94 info
Change: +$5.97 (+5%) info
Market Cap: $9.945B info
UMBF
Apr 28, 2026, 5:47 PM EDT
Source: Dow Jones Newswires
Importance Score:
8
Price at Filing: $125.15
Real-time Price: $130.94 info
Change: +$5.79 (+5%) info
Market Cap: $9.945B info
UMBF
Apr 28, 2026, 4:05 PM EDT
Source: Reuters
Importance Score:
9
Price at Filing: $125.15
Real-time Price: $130.94 info
Change: +$5.79 (+5%) info
Market Cap: $9.945B info
UMBF
Apr 28, 2026, 4:05 PM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $125.15
Real-time Price: $130.94 info
Change: +$5.79 (+5%) info
Market Cap: $9.945B info
UMBF
Mar 23, 2026, 9:28 PM EDT
Filing Type: SCHEDULE 13D/A
Importance Score:
8
Price at Filing: $111.11
Real-time Price: $130.94 info
Change: +$19.83 (+18%) info
Market Cap: $9.945B info
UMBF
Mar 12, 2026, 9:15 AM EDT
Filing Type: DEF 14A
Importance Score:
8
Price at Filing: $111.73
Real-time Price: $130.94 info
Change: +$19.21 (+17%) info
Market Cap: $9.945B info
UMBF
Feb 26, 2026, 4:01 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $123.73
Real-time Price: $130.94 info
Change: +$7.21 (+6%) info
Market Cap: $9.945B info
UMBF
Jan 27, 2026, 4:06 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $126.00
Real-time Price: $130.94 info
Change: +$4.94 (+4%) info
Market Cap: $9.945B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets