UNITED COMMUNITY BANKS INC

United Community Banks, Inc., headquartered in Greenville, South Carolina, is a bank holding company that provides diversified financial services primarily through its main subsidiary, United Community Bank, a South Carolina state-chartered bank. The company has expanded through acquisitions and organic growth across Georgia, South Carolina, North Carolina, Tennessee, Florida, and Alabama. It also operates nationally through its SBA/USDA lending and equipment finance businesses. As of December 31, 2025, the company reported consolidated total assets of $28.0 billion. In 2025, the company redeemed all outstanding shares of its Series I preferred stock, which had a carrying value of $88.3 million, and redeemed two series of senior debentures totaling $135 million, representing all of its outstanding senior debt. On May 1, 2025, United Community Banks, Inc. acquired ANB, which operated one banking location in the Fort Lauderdale metropolitan area in Oakland Park, Florida. This acquisition added $301 million in loans and $374 million in deposits, with ANB's operating results included in the company's results for the period after the acquisition date. The company offers a broad range of financial products and services to commercial, retail, governmental, educational, energy, health care, and real estate sectors. These offerings include various deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These services are delivered through branches, other offices, the internet, and mobile applications.