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United Community Banks Inc

corporate_fare Company Profile

United Community Banks Inc

UCB·NYSE·Finance·CIK 0000857855

United Community Banks, Inc., headquartered in Greenville, South Carolina, is a bank holding company that provides diversified financial services primarily through its main subsidiary, United Community Bank, a South Carolina state-chartered bank. The company has expanded through acquisitions and organic growth across Georgia, South Carolina, North Carolina, Tennessee, Florida, and Alabama. It also operates nationally through its SBA/USDA lending and equipment finance businesses. As of December 31, 2025, the company reported consolidated total assets of $28.0 billion. In 2025, the company redeemed all outstanding shares of its Series I preferred stock, which had a carrying value of $88.3 million, and redeemed two series of senior debentures totaling $135 million, representing all of its outstanding senior debt. On May 1, 2025, United Community Banks, Inc. acquired ANB, which operated one banking location in the Fort Lauderdale metropolitan area in Oakland Park, Florida. This acquisition added $301 million in loans and $374 million in deposits, with ANB's operating results included in the company's results for the period after the acquisition date. The company offers a broad range of financial products and services to commercial, retail, governmental, educational, energy, health care, and real estate sectors. These offerings include various deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These services are delivered through branches, other offices, the internet, and mobile applications.

United Community Banks Inc (NYSE:UCB) is a publicly traded company in the Finance sector. Wiseek monitors UCB SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • United Community Banks Delivers Sixth Consecutive Quarter of Margin Expansion in Q2 2026
  • With all regulatory approvals secured, United Community Banks sets a July 20 election deadline and an August 3 closing for the Peach State merger
  • United Community Banks Sets July 20 Election Deadline for Peach State Merger, Expects August 3 Close
  • United Community Banks Sets August 3 Closing for Peach State Merger After Regulatory Nod
  • $1.9 Billion Cash Sale: Wafra Acquires UCB's Navitas Credit Corp.

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$1.06B
Net Income
$328.1M
Diluted EPS
$2.62
Op. Cash Flow
$384.04M
Free Cash Flow
$356.46M
Cash & Equivalents
$395.75M
Total Debt
$205.4M
Debt / Equity
0.06×
Net Margin
30.9%
Shares Outstanding
120.6M sh
Source: 10-K · filed 2026-02-17 · accession 0000857855-26-000008

Dilution Risk

Low risk

Filing-implied dilution signals for UCB, detected from its recent SEC filings · based on capital-structure filings through 2026-06-10.

1 recent capital raise

⚠ A more recent filing has been published for this ticker since this signal was computed; it may not yet be reflected — see the filings below.

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$35.17
52-week range · as of 2026-07-21 $28.65 – $37.18
Market cap
$4.21B
Volume
914.3K (0.8× avg)
3-mo avg 1.1M
Live data · 2026-07-28 03:37 UTC · Market overnight

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feed UCB - Latest Insights

UCB
Jul 21, 2026, 7:35 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $36.02
Real-time Price: $35.17 info
Change: -$0.850 (-2%) info
Market Cap: $4.212B info
UCB
Jul 10, 2026, 9:11 AM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $35.39
Real-time Price: $35.17 info
Change: -$0.220 (-0.62%) info
Market Cap: $4.212B info
UCB
Jul 10, 2026, 9:08 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $35.39
Real-time Price: $35.17 info
Change: -$0.220 (-0.62%) info
Market Cap: $4.212B info
UCB
Jul 10, 2026, 9:01 AM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $35.39
Real-time Price: $35.17 info
Change: -$0.220 (-0.62%) info
Market Cap: $4.212B info
UCB
Jun 12, 2026, 9:20 AM EDT
Source: PR Newswire
Importance Score:
9
Price at Filing: $35.22
Real-time Price: $35.17 info
Change: -$0.045 (-0.13%) info
Market Cap: $4.212B info
UCB
Jun 12, 2026, 7:34 AM EDT
Filing Type: 8-K
Importance Score:
9
Price at Filing: $34.29
Real-time Price: $35.17 info
Change: +$0.880 (+3%) info
Market Cap: $4.212B info
UCB
Jun 11, 2026, 4:28 PM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $34.27
Real-time Price: $35.17 info
Change: +$0.900 (+3%) info
Market Cap: $4.212B info
UCB
Jun 08, 2026, 4:08 PM EDT
Filing Type: S-4/A
Importance Score:
8
Price at Filing: $33.26
Real-time Price: $35.17 info
Change: +$1.91 (+6%) info
Market Cap: $4.212B info
UCB
May 28, 2026, 4:12 PM EDT
Filing Type: S-4
Importance Score:
8
Price at Filing: $33.10
Real-time Price: $35.17 info
Change: +$2.07 (+6%) info
Market Cap: $4.212B info
UCB
May 06, 2026, 3:54 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $33.91
Real-time Price: $35.17 info
Change: +$1.26 (+4%) info
Market Cap: $4.212B info
UCB
Apr 21, 2026, 2:42 PM EDT
Filing Type: 425
Importance Score:
7
Price at Filing: $33.01
Real-time Price: $35.17 info
Change: +$2.16 (+7%) info
Market Cap: $4.212B info
UCB
Apr 21, 2026, 7:40 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $34.31
Real-time Price: $35.17 info
Change: +$0.860 (+3%) info
Market Cap: $4.212B info
UCB
Apr 21, 2026, 7:38 AM EDT
Filing Type: 425
Importance Score:
8
Price at Filing: $34.31
Real-time Price: $35.17 info
Change: +$0.860 (+3%) info
Market Cap: $4.212B info
UCB
Apr 21, 2026, 7:37 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $34.31
Real-time Price: $35.17 info
Change: +$0.860 (+3%) info
Market Cap: $4.212B info
UCB
Apr 21, 2026, 7:31 AM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $34.31
Real-time Price: $35.17 info
Change: +$0.860 (+3%) info
Market Cap: $4.212B info
UCB
Feb 17, 2026, 4:13 PM EST
Filing Type: 10-K
Importance Score:
8
Price at Filing: $34.87
Real-time Price: $35.17 info
Change: +$0.300 (+0.86%) info
Market Cap: $4.212B info
UCB
Jan 14, 2026, 7:41 AM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $32.15
Real-time Price: $35.17 info
Change: +$3.02 (+9%) info
Market Cap: $4.212B info