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UNITED BANKSHARES INC

corporate_fare Company Profile

UNITED BANKSHARES INC

UBSI·NASDAQ·Finance·CIK 0000729986

United Bankshares, Inc. is a West Virginia corporation operating as a financial holding company. Incorporated on March 26, 1982, and beginning business on May 1, 1984, United has acquired thirty-three banking institutions since its formation. As of December 31, 2025, United's consolidated assets were approximately $33.7 billion and total shareholders' equity was approximately $5.5 billion. United's primary business is community banking. It operates one banking subsidiary, United Bank, which is based in Virginia and provides a full range of commercial and retail banking services and products. In addition to its banking operations, United owns nonbank subsidiaries that offer other community banking services. These services include asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. United is authorized to acquire other banks, bank holding companies, and thrift institutions, and can also engage in non-banking activities closely related to banking, as permitted by the Bank Holding Company Act and the Federal Reserve Board's Regulation Y.

UNITED BANKSHARES INC (NASDAQ:UBSI) is a publicly traded company in the Finance sector. Wiseek has independently scored 7 items for UBSI at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-23, rated 8/10. Across its 7 most recent items scored 7 or higher, the top rating is 8/10, with 4 rated 8 or above. Recent SEC coverage for UBSI spans 8-K, 10-Q, 10-K.

Recent high-impact activity:

  • United Bankshares Delivers Record Q2 Net Income of $131.4M and Lifts 2026 Outlook
  • United Bankshares Posts Record Q2 Profit of $131.4M, EPS $0.95
  • United Bankshares Reports Strong Q1 Earnings with 47% Net Income Growth Year-Over-Year
  • United Bankshares Reports Q1 Earnings, Announces $96M in Share Repurchases
  • United Bankshares Q1 Profit Jumps, Net Interest Income Up 9% on Loan Growth

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$1.24B
Net Income
$464.6M
Diluted EPS
$3.27
Op. Cash Flow
$498.91M
Free Cash Flow
$481.19M
Cash & Equivalents
$2.54B
Total Debt
$198.57M
Debt / Equity
0.04×
Net Margin
37.5%
Shares Outstanding
141.5M sh
Source: 10-K · filed 2026-02-27 · accession 0001193125-26-081470

Short Interest & Short Volume

7.00 days to cover

FINRA reported short interest of 6,167,574 shares in UBSI as of the September 15, 2026 settlement, a 10.3% increase from the prior period — about 7.0 days to cover at its recent average daily volume. On October 2, 2026, 74.0% of UBSI volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)6,167,574 shares as of September 15, 2026
Change vs prior period▲ 10.3%
Days to cover7.00 at avg daily volume of 881,373
Daily short volume (FINRA facilities)74.0% of 327,699 shares on October 2, 2026
5-day average short volume70.1%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Browse all tickers starting with U →
$47.04
52-week range · as of 2026-07-23 $34.1 – $48.22
Market cap
$6.41B
Volume
1.2M (1.1× avg)
3-mo avg 1.1M
Live data · 2026-10-04 08:48 UTC · Market closed

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feed UBSI - Latest Insights

UBSI
Jul 23, 2026, 8:00 AM EDT
Filing Type: 8-K
Importance Score:
8
Price at Filing: $47.00
Real-time Price: $47.04 info
Change: +$0.040 (+0.09%) info
Market Cap: $6.407B info
UBSI
Jul 23, 2026, 7:50 AM EDT
Source: BusinessWire
Importance Score:
8
Price at Filing: $47.00
Real-time Price: $47.04 info
Change: +$0.040 (+0.09%) info
Market Cap: $6.407B info
UBSI
May 08, 2026, 10:47 AM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $43.54
Real-time Price: $47.04 info
Change: +$3.50 (+8%) info
Market Cap: $6.407B info
UBSI
Apr 23, 2026, 8:01 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $43.39
Real-time Price: $47.04 info
Change: +$3.65 (+8%) info
Market Cap: $6.407B info
UBSI
Apr 23, 2026, 7:57 AM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $43.39
Real-time Price: $47.04 info
Change: +$3.65 (+8%) info
Market Cap: $6.407B info
UBSI
Feb 27, 2026, 1:06 PM EST
Filing Type: 10-K
Importance Score:
7
Price at Filing: $41.50
Real-time Price: $47.04 info
Change: +$5.54 (+13%) info
Market Cap: $6.407B info
UBSI
Jan 22, 2026, 8:00 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $43.05
Real-time Price: $47.04 info
Change: +$3.99 (+9%) info
Market Cap: $6.407B info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets