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United Bancshares

corporate_fare Company Profile

United Bancshares

UBOH·OTC·Finance·CIK 0001087456

United Bancshares, Inc. is an Ohio-based financial holding company, organized in 1985 and headquartered in Columbus Grove, Ohio. As of December 31, 2022, the company had consolidated total assets of $1.1 billion and approximately 211 full-time equivalent employees. Its common stock has traded on the OTCQX Market under the symbol "UBOH" since August 2022. The company's core business operations are conducted through its principal operating subsidiary, The Union Bank Company, an Ohio state-chartered commercial bank. Union Bank is a full-service community bank that provides a comprehensive range of commercial and consumer banking services. Deposit services include checking accounts, savings and money market accounts, certificates of deposit, and individual retirement accounts. Additional services offered are online banking, bill pay, mobile banking, Zelle payment service, ATMs, and safe deposit box rentals. Commercial deposit customers also have access to treasury management and remote deposit capture products. Loan products offered by Union Bank include commercial and residential real estate loans, agricultural loans, commercial and industrial loans, home equity loans, various types of consumer loans, and Small Business Administration loans. The company's residential loan activities primarily involve loans for purchasing or refinancing personal residences, with the majority of these loans being sold to the secondary market.

United Bancshares (OTC:UBOH) is a publicly traded company in the Finance sector. Wiseek has independently scored 2 items for UBOH at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-22, rated 7/10. Across its 2 most recent items scored 7 or higher, the top rating is 8/10, with 1 rated 8 or above.

Recent high-impact activity:

  • United Bancshares Q2 Net Income Hit by $3.8M Securities Loss; NIM Expands to 4%
  • United Bancshares Q1 Net Income Surges 32% on Loan Growth, Repurchases 7% of Shares

Financial Snapshot

Fiscal year ended December 31, 2022
Revenue
$1.23M
Net Income
$11.31M
Diluted EPS
$3.46
Op. Cash Flow
$16.78M
Free Cash Flow
$13.2M
Cash & Equivalents
$30.68M
Debt / Equity
0.00×
Net Margin
9.18×
Shares Outstanding
3.15M sh
Source: 10-K · filed 2023-03-13 · accession 0001437749-23-006386

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 144 shares in UBOH as of the September 15, 2026 settlement, a 0.7% increase from the prior period — about 1.0 days to cover at its recent average daily volume. On September 30, 2026, 61.2% of UBOH volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)144 shares as of September 15, 2026
Change vs prior period▲ 0.7%
Days to cover1.00 at avg daily volume of 1,046
Daily short volume (FINRA facilities)61.2% of 2,701 shares on September 30, 2026

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

$40.04 -0.01% today
52-week range · as of 2026-07-22 $20.4 – $45
Market cap
$108.27M
Volume
2.7K (1.6× avg)
3-mo avg 1.7K
Live data · 2026-10-05 02:49 UTC · Market closed

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feed UBOH - Latest Insights

UBOH
Jul 22, 2026, 4:10 PM EDT
Source: Reuters
Importance Score:
7
Price at Filing: $37.16
Real-time Price: $40.04 info
Change: +$2.88 (+8%) info
Market Cap: $108.273M info
UBOH
Apr 17, 2026, 4:26 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $37.25
Real-time Price: $40.04 info
Change: +$2.79 (+7%) info
Market Cap: $108.273M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets