UNITED SECURITY BANCSHARES

United Security Bancshares is a bank holding company whose principal business is to serve as the holding company for United Security Bank. United Security Bank was chartered in 1987 under California law as a commercial bank. On June 12, 2001, United Security Bank reorganized into the bank holding company form of ownership, making it a wholly-owned subsidiary of United Security Bancshares. The Bank, including its wholly-owned subsidiary York Monterey Properties, is a California state-chartered bank headquartered in Fresno, California. As of December 31, 2025, the Bank operates three branches (including its main office), one construction lending office, and one commercial lending office in Fresno, California. It also has one branch each in Oakhurst, Caruthers, San Joaquin, Firebaugh, Coalinga, Bakersfield, Taft, Campbell, Mendota, and Fowler, California. The Bank provides Interactive Teller Machines (ITMs) at all branch locations and nine off-site ITMs at non-branch locations. On December 16, 2025, the Company announced an Agreement and Plan of Merger with Community West Bancshares, headquartered in Fresno, California, and its banking subsidiary, Community West Bank. In this all-stock merger, United Security Bancshares will merge into Community West Bancshares, and United Security Bank will merge into Community West Bank. The Boards of Directors of both companies unanimously approved the transaction.