TRUSTCO BANK CORP N Y

General TrustCo Bank Corp NY is a savings and loan holding company based in Glenville, New York. The company was incorporated in 1981 and operates primarily through its subsidiary, Trustco Bank. As of December 31, 2025, TrustCo had $6.4 billion in total assets and $5.6 billion in deposits. On the same date, the company had 6,582 shareholders of record, and its common stock closed at $41.33. Trustco Bank is a federal savings bank that offers general banking services to individuals and businesses. These services include a variety of deposit products for both personal and business customers. The bank also provides trust and investment services through its Financial Services Department. Trustco Bank is supervised and regulated by the federal Office of the Comptroller of the Currency (OCC), and its deposits are insured by the Federal Deposit Insurance Corporation (FDIC) as permitted by law. Trustco Bank's subsidiary, Trustco Realty Corp., is a real estate investment trust (REIT). This REIT was established to acquire, hold, and manage real estate mortgage assets, which include residential mortgage loans and mortgage-backed securities. The net income generated from these assets is distributed as dividends. Under current New York State tax law, 60% of the dividends Trustco Bank receives from Trustco Realty Corp. are excluded from its total taxable income for New York State income tax purposes.