Triumph Financial, Inc.

Triumph Financial, Inc. is a financial holding company based in Dallas, Texas, offering a diversified line of banking, factoring, payments, and intelligence services. As of December 31, 2025, the company primarily provides financial services to participants in the for-hire trucking ecosystem in the United States, including Brokers, Shippers, Factors, and Carriers. Within this ecosystem, Triumph Financial operates a payments platform that connects these parties to streamline the presentment, audit, and payment of transportation invoices. The company also acts as a capital provider to the Carrier industry through its factoring business and offers data services via its Intelligence offerings. Its traditional banking operations provide stable, low-cost deposits, a diversified lending portfolio, and a suite of traditional banking products and services to deepen client relationships within the for-hire trucking ecosystem. As of December 31, 2025, Triumph Financial had consolidated total assets of $6.381 billion, total loans held for investment of $4.991 billion, total deposits of $4.950 billion, and total stockholders' equity of $941.8 million. The business operates through four reportable segments: Banking, Factoring, Payments, and Intelligence. For the year ended December 31, 2025, the Banking segment generated 57% of total segment revenue, Factoring generated 31%, Payments generated 11%, and Intelligence generated 1%. The company utilizes automated technologies, including those supported by artificial intelligence, such as the instant purchase model in its factoring operations.