TriCo Bancshares Announces Strong Q4 2025 Results and New $97.1M Share Repurchase Program
TCBK sits 44% above its 52-week low of $35.2.
Summary
TriCo Bancshares reported solid fourth-quarter and full-year 2025 financial results, highlighted by strong net interest income and margin expansion, alongside the authorization of a significant new share repurchase program.
Key Events · Financing and Capital Events · TCBK
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Q4 2025 Financial Performance
Net income for Q4 2025 was $33.6 million ($1.03 diluted EPS), with net interest income increasing 3.0% quarter-over-quarter and net interest margin expanding to 4.02%.
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Full Year 2025 Growth
The company's net income for the full year 2025 increased 5.8% to $121.6 million ($3.70 diluted EPS) compared to 2024.
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New Share Repurchase Program
The Board of Directors authorized a new share repurchase program for up to 2,000,000 shares, representing approximately 6.2% of currently outstanding common stock, valued at $97.1 million based on recent closing prices.
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Loan and Deposit Trends
Loan balances increased by $104.3 million (6.0% annualized) quarter-over-quarter, while deposit balances saw a slight annualized decrease of 3.4% quarter-over-quarter, primarily due to a one-way deposit sale.
Analysis · TCBK · Finance
TriCo Bancshares reported solid fourth-quarter and full-year 2025 financial results, demonstrating continued operational strength. The company's net interest margin expanded significantly to 4.02%, and its efficiency ratio improved, indicating effective cost management. Alongside these results, the board authorized a substantial new share repurchase program, allowing for the buyback of up to 2,000,000 shares, valued at approximately $97.1 million. This program represents a significant portion of the company's outstanding common stock and signals strong management confidence, especially as the stock trades near its 52-week high. While the provision for credit losses increased quarter-over-quarter, the overall financial health and commitment to shareholder returns through the repurchase program are key takeaways for investors.
How filings like this one have moved
In the 30 days to Sep 15, 2026, 35.6% of the 1100 measured filings Wiseek scored 8 moved their stock by 5% or more by the next session's close. The median move was -0.43%. These are measured outcomes after filings of this importance, not a forecast for this one.
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At the time of this filing, TCBK was trading at $50.61 on NASDAQ in the Finance sector, with a market capitalization of approximately $1.6B. The 52-week trading range was $35.20 to $50.85. This filing was assessed with positive market sentiment and an importance score of 8 out of 10.