Synchrony Financial

Synchrony Financial is a consumer financial services company operating in the United States. The company offers various credit products, including credit cards, commercial credit products, and consumer installment loans. Its offerings include private label credit cards, dual and general purpose co-branded cards, and both short- and long-term installment loans. Synchrony also provides consumer banking products and deposit products such as certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits. Deposits are also accepted through third-party firms. Additionally, Synchrony provides debt cancellation products to its credit card customers via online and mobile channels. The company offers healthcare payments and financing solutions under the CareCredit and Walgreens brands. It also provides payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, partnering with brands like American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. Synchrony distributes its credit products through programs established with national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Deposit products are offered through digital and print channels. The company serves industries such as digital, health and wellness, retail, home, auto, telecommunications, pet, and outdoor. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.