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STANDARD PREMIUM FINANCE HOLDINGS, INC.

corporate_fare Company Profile

STANDARD PREMIUM FINANCE HOLDINGS, INC.

SPFX·OTC·Finance·CIK 0001807893

Standard Premium Finance Holdings, Inc. is a specialized finance company incorporated in Florida in 1991 as Standard Premium Finance Management Corporation. In 2016, it established a holding company structure, with Standard Premium Finance Management Corporation and Standard Premium Finance Leasing, Inc. as wholly-owned subsidiaries. The company provides collateralized loans to businesses and individuals to finance the insurance premiums for their commercial property and casualty insurance policies. Standard Premium began operations in 1991 and is currently licensed in thirty-seven states. It works with insurance agents and brokers in its market area who offer these insurance premium loans to their customers. The company underwrites each loan application based on its specific criteria. Upon approval, the borrower typically makes a down payment of 20% to 25% of the annual premium, and Standard Premium finances the remaining balance. Borrowers then repay the company in fixed monthly installments over nine to eleven months. The unearned premium on the insurance policy serves as collateral for these loans. If a borrower defaults, Standard Premium is contractually authorized to terminate the insurance policy and receive the unearned premium. This unearned premium represents the portion of the insurance premium that is returned if the policy is canceled early and is designed to fully cover the outstanding loan balance in the event of a default.

STANDARD PREMIUM FINANCE HOLDINGS, INC. (OTC:SPFX) is a publicly traded company in the Finance sector. Wiseek monitors SPFX SEC EDGAR filings and licensed market news in real time, scoring each submission for market-moving significance on a 1–10 scale. Items rated 7 or higher generate instant alerts.

Recent high-impact activity:

  • Standard Premium Finance Reports Record $1M+ Net Income, Significant State Expansion
  • Reports Strong Q1 2026 Earnings Growth and Significant Share Repurchases
  • Standard Premium Executes $171K Stock Buyback, Reinforcing Confidence After Strong 2025
  • Shareholders to Vote on Proposal to Increase Authorized Shares
  • Proxy Details Second Auditor Change, Insider Loans, and Board Structure Amendment

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$12.47M
Net Income
$1.21M
Diluted EPS
$0.29
Op. Cash Flow
$2.88M
Free Cash Flow
$2.85M
Cash & Equivalents
$10.97K
Debt / Equity
0.00×
Net Margin
9.7%
Shares Outstanding
3M sh
Source: 10-K · filed 2026-03-20 · accession 0001079973-26-000349
Browse all tickers starting with S →
$1.81
52-week range · as of 2026-05-11 $1.2 – $9.95
Market cap
$5.3M
Volume
700 (0.8× avg)
3-mo avg 869
Live data · 2026-06-18 15:30 UTC · Market open

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feed SPFX - Latest Insights

SPFX
Jun 18, 2026, 10:05 AM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $1.81
Real-time Price: $1.81 info
Change: $0 (0%) info
Market Cap: $5.305M info
SPFX
May 11, 2026, 12:41 PM EDT
Filing Type: 10-Q
Importance Score:
8
Price at Filing: $2.04
Real-time Price: $1.81 info
Change: -$0.229 (-11%) info
Market Cap: $5.305M info
SPFX
Apr 28, 2026, 10:00 AM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $2.35
Real-time Price: $1.81 info
Change: -$0.540 (-23%) info
Market Cap: $5.305M info
SPFX
Apr 20, 2026, 4:14 PM EDT
Filing Type: DEFA14A
Importance Score:
7
Price at Filing: $2.35
Real-time Price: $1.81 info
Change: -$0.540 (-23%) info
Market Cap: $5.305M info
SPFX
Apr 20, 2026, 4:11 PM EDT
Filing Type: DEF 14A
Importance Score:
7
Price at Filing: $2.35
Real-time Price: $1.81 info
Change: -$0.540 (-23%) info
Market Cap: $5.305M info
SPFX
Apr 03, 2026, 4:10 PM EDT
Filing Type: PRE 14A
Importance Score:
7
Price at Filing: $2.44
Real-time Price: $1.81 info
Change: -$0.630 (-26%) info
Market Cap: $5.305M info
SPFX
Mar 20, 2026, 4:37 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $2.30
Real-time Price: $1.81 info
Change: -$0.490 (-21%) info
Market Cap: $5.305M info