SUMITOMO MITSUI FINANCIAL GROUP, INC.

Sumitomo Mitsui Financial Group, Inc., incorporated in 2002 and headquartered in Tokyo, Japan, provides banking, leasing, securities, consumer finance, and other services. The company operates in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It is structured into four segments: Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit. The Wholesale Business Unit offers a range of services including bilateral loans, syndicated loans, commitment lines, structured finance, project finance, and nonrecourse loans. It also provides deposits, investment trusts, risk hedging services (such as forward exchange contracts and derivatives), stand-by credit, performance bonds, credit guarantees, remittance, cash management, trade finance, supply chain finance, merger and acquisition advisory, digital services, and equipment, operating, and leveraged leasing services. The Retail Business Unit focuses on wealth management services, including time deposits, foreign currency deposits, investment trusts, equities, bonds, insurance products, and trust services. This segment also provides credit card, installment, transaction services, consumer finance, and housing loans. The Global Business Unit delivers loans, deposits, clearing, trade finance, project finance, loan syndication, derivatives, and global cash management services. Additionally, it offers equity and fixed income sales and trading, underwriting services, and leasing for construction machinery, transportation equipment, industrial machinery, and medical equipment. The Global Markets Business Unit is responsible for asset liability management, portfolio management, foreign currency funding, and sales and trading services. Beyond these core segments, Sumitomo Mitsui Financial Group, Inc. also provides system development, data processing, management consulting, economic research, and asset management services.