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SmartFinancial Inc.

corporate_fare Company Profile

SmartFinancial Inc.

SMBK·NYSE·Finance·CIK 0001038773

SmartFinancial, Inc. is a bank holding company incorporated on September 19, 1983, under Tennessee law. The company's primary activity is the ownership and operation of SmartBank, a Tennessee-chartered commercial bank established in 2007 with its principal office in Pigeon Forge, Tennessee. SmartFinancial facilitates SmartBank's ability to provide financial services and offers flexibility for expansion through potential acquisitions of other financial institutions and the provision of additional banking-related and certain non-banking services. SmartBank's principal business involves attracting deposits from the general public and investing these funds, along with funds generated from operations and loan payments. These investments are primarily directed towards commercial loans, commercial and residential real estate loans, leases, consumer loans, and residential and commercial construction loans. Funds not allocated to the loan and lease portfolio are primarily invested in obligations of the U.S. Government, U.S. Government agencies, and various states and their political subdivisions.

SmartFinancial Inc. (NYSE:SMBK) is a publicly traded company in the Finance sector. Wiseek has independently scored 10 items for SMBK at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-08-10, rated 7/10. Across its 10 most recent items scored 7 or higher, the top rating is 9/10, with 4 rated 8 or above. Recent SEC coverage for SMBK spans 10-Q, 8-K, 10-K.

Recent high-impact activity:

  • SmartFinancial Q2 Earnings: Net Income Climbs 39% on Expanding Margins and Loan Growth
  • SmartFinancial Q2 Profit Jumps 39% on Loan Growth, Margin Expansion
  • SmartFinancial Q2: $0.96 EPS, 15% Loan Growth, $6B in Assets, and a Steady Dividend
  • SMARTFINANCIAL Posts Strong Q1: Net Income Jumps 21.5% to $13.68M, EPS Up 20.9%
  • SmartFinancial Boosts Quarterly Dividend by 12.5% to 9 Cents

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$200.46M
Net Income
$50.35M
Diluted EPS
$2.98
Op. Cash Flow
$61.72M
Free Cash Flow
$59.34M
Cash & Equivalents
$464.42M
Debt / Equity
0.00×
Net Margin
25.1%
Shares Outstanding
17.03M sh
Source: 10-K · filed 2026-03-16 · accession 0001104659-26-028542

Short Interest & Short Volume

4.91 days to cover

FINRA reported short interest of 498,474 shares in SMBK as of the September 15, 2026 settlement, a 26.2% increase from the prior period — about 4.9 days to cover at its recent average daily volume. On October 2, 2026, 61.0% of SMBK volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)498,474 shares as of September 15, 2026
Change vs prior period▲ 26.2%
Days to cover4.91 at avg daily volume of 101,507
Daily short volume (FINRA facilities)61.0% of 26,302 shares on October 2, 2026
5-day average short volume60.3%

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

Dilution Risk

Low risk

Filing-implied dilution signals for SMBK, detected from its recent SEC filings.

1 shelf registration

A filing-implied signal, not a realized share count. How Wiseek tracks dilution →

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$50.99
52-week range · as of 2026-08-10 $32.63 – $54.14
Market cap
$871.85M
Volume
101.5K (0.8× avg)
3-mo avg 122.4K
Live data · 2026-10-05 02:50 UTC · Market closed

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feed SMBK - Latest Insights

SMBK
Aug 10, 2026, 5:01 PM EDT
Filing Type: 10-Q
Importance Score:
7
Price at Filing: $51.20
Real-time Price: $50.99 info
Change: -$0.210 (-0.41%) info
Market Cap: $871.851M info
SMBK
Jul 20, 2026, 5:12 PM EDT
Source: Reuters
Importance Score:
8
Price at Filing: $48.06
Real-time Price: $50.99 info
Change: +$2.93 (+6%) info
Market Cap: $871.851M info
SMBK
Jul 20, 2026, 5:00 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $48.06
Real-time Price: $50.99 info
Change: +$2.93 (+6%) info
Market Cap: $871.851M info
SMBK
May 11, 2026, 5:11 PM EDT
Source: Wiseek News
Importance Score:
9
Price at Filing: $41.22
Real-time Price: $50.99 info
Change: +$9.77 (+24%) info
Market Cap: $871.851M info
SMBK
Apr 30, 2026, 5:01 PM EDT
Source: Dow Jones Newswires
Importance Score:
7
Price at Filing: $41.94
Real-time Price: $50.99 info
Change: +$9.05 (+22%) info
Market Cap: $871.851M info
SMBK
Apr 30, 2026, 5:00 PM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $41.94
Real-time Price: $50.99 info
Change: +$9.05 (+22%) info
Market Cap: $871.851M info
SMBK
Apr 20, 2026, 7:05 AM EDT
Filing Type: 8-K
Importance Score:
7
Price at Filing: $42.38
Real-time Price: $50.99 info
Change: +$8.61 (+20%) info
Market Cap: $871.851M info
SMBK
Mar 16, 2026, 4:46 PM EDT
Filing Type: 10-K
Importance Score:
8
Price at Filing: $38.25
Real-time Price: $50.99 info
Change: +$12.74 (+33%) info
Market Cap: $871.851M info
SMBK
Jan 30, 2026, 5:00 PM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $39.92
Real-time Price: $50.99 info
Change: +$11.07 (+28%) info
Market Cap: $871.851M info
SMBK
Jan 20, 2026, 5:05 PM EST
Filing Type: 8-K
Importance Score:
7
Price at Filing: $39.00
Real-time Price: $50.99 info
Change: +$11.99 (+31%) info
Market Cap: $871.851M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets