Solera National Bancorp, Inc.

Solera National Bancorp, Inc. operates as a bank holding company for Solera National Bank, a full-service commercial bank headquartered in Lakewood, Colorado. The Company was organized as a Delaware corporation in 2006 and received approval from the Federal Reserve Bank of Kansas City to operate as a bank holding company in July 2007. In its initial public offering, the Company raised $25.5 million, using $20.0 million to purchase shares of the Bank's common stock. As of December 31, 2013, Solera National Bancorp, Inc. had no employees, with all staff being employees of the Bank. Solera National Bank began banking operations in September 2007 as a federally-chartered national bank. Its deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum amount allowed by federal law. The Bank is subject to examination and regulation by the Office of the Comptroller of the Currency (OCC) and the Federal Reserve Board, and is a member of the Federal Reserve Bank (FRB). On June 29, 2012, the OCC terminated an Amended Consent Order that had been in place since December 16, 2010, which itself replaced a consent order from March 18, 2010. Consequently, the Bank is no longer subject to any formal or informal regulatory agreement. The Bank offers a broad range of commercial and consumer banking services to small- and medium-sized businesses, licensed professionals, and individuals. Its primary service area is the six-county Denver metropolitan area. While serving the entire community, Solera National Bank has a specialized focus on serving local Hispanic and other minority populations, which it believes are currently underserved.