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SECURITY FEDERAL CORP

corporate_fare Company Profile

SECURITY FEDERAL CORP

SFDL·OTC·Finance·CIK 0000818677

Security Federal Corporation is a one-bank holding company that operates through its subsidiary, Security Federal Bank. The Company changed its state of incorporation from Delaware to South Carolina on August 17, 1998. On December 28, 2011, it reorganized into a bank holding company when Security Federal Bank converted from a federally chartered stock savings bank to a South Carolina chartered commercial bank. This reorganization made the Federal Reserve the Company's primary federal regulator. As a South Carolina corporation, the Company can engage in any activity permitted by South Carolina General Corporation Law. Security Federal Bank, headquartered in Aiken, South Carolina, was originally chartered as Aiken Building and Loan Association on March 27, 1922. It operates 19 branch offices across Aiken, Lexington, Richland, and Saluda counties in South Carolina, and Columbia and Richmond counties in Georgia. As of December 31, 2025, the Company, on a consolidated basis with the Bank, reported assets of $1.6 billion, loans receivable, net, of $673.1 million, deposits of $1.4 billion, and shareholders' equity of $200.5 million. The executive office is located at 238 Richland Avenue Northwest, Aiken, South Carolina 29801.

SECURITY FEDERAL CORP (OTC:SFDL) is a publicly traded company in the Finance sector. Wiseek has independently scored 5 items for SFDL at importance 7 or higher on its 1–10 market-impact scale. Its most recent item scored 7 or higher is dated 2026-07-31, rated 8/10. Across its 5 most recent items scored 7 or higher, the top rating is 9/10, with 3 rated 8 or above. Recent SEC coverage for SFDL spans 10-K, 8-K.

Recent high-impact activity:

  • Security Federal Q2 Net Income Surges 55% to $3.7M on Higher Interest Income
  • Security Federal Q1 Net Income Jumps 19.6% to $1.00 Per Share
  • Security Federal Declares $0.18 Special Cash Dividend Amid Continued Profitability
  • SECURITY FEDERAL CORP to Deregister from SEC, Suspending Public Reporting Obligations
  • SECURITY FEDERAL CORP Reports Strong Q4 and Full-Year 2025 Earnings with Significant EPS Growth and Debt Reduction

Financial Snapshot

Fiscal year ended December 31, 2025
Revenue
$58.7M
Net Income
$13.67M
Op. Cash Flow
$14.38M
Free Cash Flow
$8.8M
Cash & Equivalents
$75.33M
Debt / Equity
0.00×
Net Margin
23.3%
Shares Outstanding
3.11M sh
Source: 10-K · filed 2026-03-20 · accession 0001437749-26-009181

Short Interest & Short Volume

1.00 days to cover

FINRA reported short interest of 17 shares in SFDL as of the September 15, 2026 settlement, a 83.2% decrease from the prior period — about 1.0 days to cover at its recent average daily volume. On October 1, 2026, 33.1% of SFDL volume reported to FINRA trade-reporting facilities was marked short.

Short interest (bi-monthly positions)17 shares as of September 15, 2026
Change vs prior period▼ 83.2%
Days to cover1.00 at avg daily volume of 1,012
Daily short volume (FINRA facilities)33.1% of 302 shares on October 1, 2026

Daily short sale volume covers trades reported to FINRA trade-reporting facilities and is not the same as short interest (bi-monthly reported positions). Source: FINRA — FINRA is the owner and source of this short interest and short sale volume data; it may not be redistributed.

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$44.75 +0.25% today
52-week range · as of 2026-03-20 $20.3 – $44.75
Market cap
$137.65M
Volume
302 (0.1× avg)
3-mo avg 3.9K
Live data · 2026-10-03 07:27 UTC · Market closed

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feed SFDL - Latest Insights

SFDL
Jul 31, 2026, 11:12 AM EDT
Source: GlobeNewswire
Importance Score:
8
Price at Filing: $41.67
Real-time Price: $44.75 info
Change: +$3.08 (+7%) info
Market Cap: $137.649M info
SFDL
May 01, 2026, 9:54 AM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $35.10
Real-time Price: $44.75 info
Change: +$9.65 (+27%) info
Market Cap: $137.649M info
SFDL
Apr 15, 2026, 2:23 PM EDT
Source: GlobeNewswire
Importance Score:
7
Price at Filing: $34.51
Real-time Price: $44.75 info
Change: +$10.24 (+30%) info
Market Cap: $137.649M info
SFDL
Mar 20, 2026, 1:28 PM EDT
Filing Type: 10-K
Importance Score:
9
Price at Filing: $35.09
Real-time Price: $44.75 info
Change: +$9.66 (+28%) info
Market Cap: $137.649M info
SFDL
Jan 30, 2026, 9:51 AM EST
Filing Type: 8-K
Importance Score:
8
Price at Filing: $33.95
Real-time Price: $44.75 info
Change: +$10.80 (+32%) info
Market Cap: $137.649M info
Research tools: Filing Impact Index Dilution Tracker Split Calendar Open Datasets